5130 N Rutherford Ave, Chicago, IL 60656 Property Records

Cook County property record for 5130 N Rutherford Ave, Chicago, IL 60656

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,009 sqft · built 1948
Lot Size	0.085 acres (3,720 sqft)
Owner	Individual Name on File
Last Sale	$406,000 (Sep 2021)
Tax Bill	$5,845 (2023)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-07-401-030`

Property Details

APN / Parcel Number

Primary APN	`13-07-401-030`
Alternative APN	`13-07-401-030-0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,009 sqft Living Area
1st Floor Area	1,009 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1950
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,720 sqft (0.085 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5130 N RUTHERFORD AVE
City	CHICAGO
State	IL
Zip	60656-3746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	WALTER G (MCINTOSHS)(FIRST) ADD TO (NORWOOD) HEIGHTS SUB OF LT 7 IN SUPERIOR COURT PARTITION PT OF NH ALSO NH NW SE SEC 07-40
Legal Range	13E
Legal Township	40N
Legal Section	07
Legal Subdivision	MCINTOSHS FIRST ADD TO NORWOOD
Legal Block	10
Legal Lot Number	7
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3006
Census Tract	100700

Owner

5130 N Rutherford Ave is owned and occupied by an individual who bought it in September 2021.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	5130 N RUTHERFORD AVE, CHICAGO, IL 60656-3746
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Oct 4, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Nov 15, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
May 5, 2017	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2021 · Amount on File
Deed Sale	Sep 27, 2021 · Amount on File
Prior Sale	May 5, 2017 · Amount on File
Deed Document Number	202128071
Prior Transfer Date	Jan 2, 2001
Prior Transfer Doc	0000032417
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 27, 2021
Property Address	5130 N RUTHERFORD AVE, CHICAGO, IL 60656-3746
Document Number	0027028071
Map Reference	DOC 8448871
Instrument Date	Aug 26, 2021
Instrument	2127028071
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$406.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5130 N RUTHERFORD AVE, CHICAGO, IL 60656-3746

Mortgage

Document Number	0027028072
Date	Sep 27, 2021
Instrument	2127028072

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate
Rate	2.87%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	5130 N RUTHERFORD AVE, CHICAGO, IL 60656-3746
Document Number	2031215117
Instrument Date	Oct 4, 2020
Transaction Type	Mortgage
Record Updated	Nov 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5130 N RUTHERFORD AVE CHICAGO IL 606563746, CHICAGO, IL 60656-3746

Mortgage

Document Number	2031215117
Date	Nov 9, 2020
Instrument	31215117

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2050

Interest

Rate	2.87%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	5130 N RUTHERFORD AVE, CHICAGO, IL 60656-3746
Document Number	1933146011
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5130 N RUTHERFORD AVE CHICAGO IL 606563746, CHICAGO, IL 60656-3746

Mortgage

Document Number	1933146011
Date	Nov 27, 2019
Instrument	33146011

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2049

Interest

Rate	3.37%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 5, 2017
Property Address	5130 N RUTHERFORD AVE, CHICAGO, IL 60656-3746
Document Number	1712539128
Instrument Date	Apr 19, 2017
Instrument	12539128
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5130 N RUTHERFORD AVE CHICAGO IL 606563746, CHICAGO, IL 60656-3746

Mortgage

Document Number	1712539129
Date	May 5, 2017
Instrument	12539129

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 4, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,913 Land $9,300 Building $21,613	$309,130 Land $93,000 Building $216,130
2023	$5,845.00 (-8.39%)
2022	$6,380.00 Homeowner's exemption	$31,003 Land $7,443 Building $23,560	$310,030 Land $74,430 Building $235,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5130 N Rutherford Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5130 N Rutherford Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on N Rutherford Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures