513 Wycombe Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 513 Wycombe Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 1,890 sqft · built 2014
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on Record
Last Sale$239,900 (Apr 2020)
Tax Bill$4,116 (2025)
Deeds & MortgagesJul 2021 Mortgage
Sep 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNT140300044

Property Details

APN / Parcel Number

Primary APNT140300044
Alternative APN
  • 2-056B-A972-00-0134.0000000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,890 sqft Living Area
Basement Area810 sqft
Finished Basement688 sqft

Exterior

Year BuiltBuilt 2014
Exterior MaterialComposition/Composite
Lot Area5,663 sqft (0.13 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Account NumberT140300044
Street Address513 WYCOMBE DR
CityO FALLON
StateMO
Zip63366-2634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWABASH WOODS #4 LOT 134
Legal Range03E
Legal Township47N
Legal SubdivisionWABASH WOODS #4
Legal Lot Number134
JurisdictionST CHARLES MO
Township / Civil DivisionO'FALLON
Census Block Group1
Census Block1010
Census Tract311602

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address513 WYCOMBE DR, O FALLON, MO 63366-2634
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2021Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Sep 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Apr 7, 2020Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 7, 2020 · Amount on Record
Deed SaleApr 7, 2020 · Amount on Record
Prior SaleFeb 2, 2015 · Amount on Record
Deed Document Number0072641443
Deed Book / Page7264 / 1443
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address513 WYCOMBE DR, O FALLON, MO 63366-2634
Transaction TypeMortgage
Record UpdatedJul 16, 2021
Title CompanyFIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

NameVerified Name
Address513 WYCOMBE DR, O FALLON, MO 63366-2634

Mortgage

Document Number2021R056203
DateJul 2, 2021
Instrument2021R-056203
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address513 WYCOMBE DR, O FALLON, MO 63366-2634
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0071402157
DateSep 12, 2019
Book Page7140/2157
Instrument20190912000495760
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateApr 7, 2020
Property Address513 WYCOMBE DR, O FALLON, MO 63366-2634
Document Number0072641443
Book / Page007264 / 001443
Instrument DateApr 3, 2020
Instrument213120
Transaction TypeTransfer
Record UpdatedJul 9, 2020
Title CompanySTATE LOUIS COMPANY TITLE (SLCTC), STL

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address513 WYCOMBE DR O FALLON MO 633662634, O FALLON, MO 63366-2634

Mortgage

Document Number72641445
DateApr 7, 2020
Book Page007264/001445
Instrument213130
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 6, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,116.00$64,092 (+7.94%)$337,329 (+7.94%) Land $70,001 Building $267,328
2023$59,377
2022$312,512 Land $50,001 Building $262,511

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims23 (1981–2022)
Claims Outside the SFHA2 of 23
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 2 claims
  • Severe Storms, Flooding, And A Tornado, Sep 2008 · 3 claims
  • Severe Storms & Flooding, Aug 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, Brightspeed, Gateway Fiber, T-Mobile, Verizon, Wisper ISP.

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