513 Wood St, Elyria, OH 44035 Property Records

Lorain County property record for 513 Wood St, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,574 sqft · built 1979
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$123,000 (Sep 2020)
Tax Bill	$2,215 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00-004-112-034`

Property Details

APN / Parcel Number

Primary APN	`10-00-004-112-034`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,574 sqft Living Area
1st Floor Area	1,054 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	124 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	513 WOOD ST
City	ELYRIA
State	OH
Zip	44035-8053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FULLER NELSON - RESUB 82.50 X 124.33
Legal Subdivision	FULLER NELSON SUBDIVISION
Legal Block	112
Legal Lot Number	82
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1032
Census Tract	71400

Owner

513 Wood St is owned and occupied by an individual who bought it in September 2020.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Mailing Address	513 WOOD ST, ELYRIA, OH 44035-8053
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2020 · Amount on File
Deed Sale	Sep 15, 2020 · Amount on File
Prior Sale	Jun 7, 2002 · Amount on File
Deed Document Number	2020005452
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 15, 2020
Property Address	513 WOOD ST, ELYRIA, OH 44035-8053
Document Number	0000778781
Instrument Date	Aug 26, 2020
Instrument	778781
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$492.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 WOOD ST ELYRIA OH 440358053, ELYRIA, OH 44035-8053

Mortgage

Document Number	778782
Date	Sep 15, 2020
Instrument	778782

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 14, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 513 Wood St was $2,215.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,215.00	$52,930 (-0.02%) Land $9,180 Building $43,750	$151,250 (-) Land $26,240 Building $125,010
2024	$2,215.00 (+45.34%)	$52,938 (+64.6%) Land $9,184 Building $43,754	$151,250 (+64.6%) Land $26,240 Building $125,010
2023	$1,524.00 (+0.79%)	$32,162 (+0.01%) Land $7,231 Building $24,931	$91,890 Land $20,660 Building $71,230
2022	$1,512.00	$32,160 Land $7,230 Building $24,930
2021			$91,890 Land $20,660 Building $71,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 513 Wood St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 513 Wood St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20