513 White Oak Ln, Crestview, FL 32539 Property Records

Okaloosa County property record for 513 White Oak Ln, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,302 sqft · built 1989
Lot Size	0.158 acres (6,895 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Apr 2024)
Tax Bill	$2,988 (2025)
Deeds & Mortgages	Apr 2024 Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-1500-3`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-1500-3`
Alternative APN	`29-3N-23-2215-000A-0170`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,302 sqft Heated Area
Gross Area	1,484 sqft
1st Floor Area	1,302 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1989
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	6,895 sqft (0.158 acres)
Porch	Enclosed Porch
Porch Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	513 WHITE OAK LN
City	CRESTVIEW
State	FL
Zip	32539-8396
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHOAL TERRACE EST LOT 17 BLK A
Legal Range	23
Legal Township	03N
Legal Section	29
Legal Subdivision	SHOAL TERRACE EST
Legal Block	A
Legal Lot Number	17
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2031
Census Tract	20702

Owner

513 White Oak Ln is owned and occupied by an individual who bought it in April 2024.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	513 WHITE OAK LN, CRESTVIEW, FL 32539-8396
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Deed of Trust, Mortgage · VA Mortgage MOVEMENT MORTGAGE
May 14, 2021	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 30, 2020	Warranty Deed, Transfer SETCO SERVICES LLC, SETCO SVCS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2024 · Amount on File
Deed Sale	Apr 26, 2024 · Amount on File
Prior Sale	May 14, 2021 · Amount on File
Deed Document Number	3684399
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	513 WHITE OAK LN, CRESTVIEW, FL 32539-8396
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 MOONEY RD NE G2, G2, FORT WALTON BEACH, FL 32547-1337

Mortgage

Document Number	0003684400
Date	Apr 26, 2024
Instrument	3684400

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	8024 CALVIN HALL RD, INDIAN LAND, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 14, 2021
Property Address	513 WHITE OAK LN, CRESTVIEW, FL 32539-8396
Document Number	0035463599
Book / Page	3546 / 3599
Map Reference	MB 11 PG 32
Instrument Date	Mar 19, 2021
Instrument	3455304
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,347.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 4092, FORT WALTON BEACH, FL 32549-4092

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 ARAPAHO TRL, CRESTVIEW, FL 32536-9504

Mortgage

Document Number	35463601
Date	May 14, 2021
Instrument	3546/3601

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 30, 2020
Property Address	513 WHITE OAK LN, CRESTVIEW, FL 32539-8396
Document Number	0035020740
Book / Page	003502 / 000740
Instrument Date	Oct 19, 2020
Instrument	3403269
Transaction Type	Transfer
Record Updated	Nov 13, 2020
Title Company	SETCO SERVICES LLC, SETCO SVCS LLC

Transaction

Amount	Amount on Record
Tax	$560.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	21 WALTER MARTIN ROAD NE PO BOX FORT WALTON BEACH FL 32548, FORT WALTON BEACH, FL 32548

Tax Assessment & Valuation

The 2025 property tax bill for 513 White Oak Ln was $2,988.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,988.00	$188,225 Land $47,080 Building $141,145	$188,225 Land $47,080 Building $141,145
2023	$2,948.00 (+11.96%)	$190,682 (+17.87%) Land $40,000 Building $150,682	$190,682 (+17.87%) Land $40,000 Building $150,682
2022	$2,633.00	$161,769 Land $25,718 Building $136,051	$161,769 Land $25,718 Building $136,051

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 513 White Oak Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 513 White Oak Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: Verizon.

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