513 Walnut St, Midland, MI 48640 Property Records

Midland County property record for 513 Walnut St, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,158 sqft · built 1957
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Jul 2022)
Tax Bill	$3,900 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-15-60-278`

Property Details

APN / Parcel Number

Primary APN	`14-15-60-278`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,158 sqft Living Area
1st Floor Area	1,158 sqft
Basement Area	1,158 sqft
Unfinished Basement	1,158 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	132 ft deep x 70 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	513 WALNUT ST
City	MIDLAND
State	MI
Zip	48640-5629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 18 & W 10 FT OF LOT 17 BLK 4 ASSRS PLAT OF EASTLAWN
Legal Subdivision	ASSRS OF EASTLAWN ADD
Legal Block	4
Legal Lot Number	17-18
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	3
Census Block	3004
Census Tract	290200

Owner

513 Walnut St is owned by two individuals who acquired it in December 2024.

Source: Midland County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 646, EAST TAWAS, MI 48730-0646
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Line of Credit NORTHLAND AREA FEDERAL CREDIT UNION
Jul 5, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTHLAND AREA FCU
Jun 27, 2019	Intrafamily Transfer, Transfer
Jun 27, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2022 · Amount on File
Deed Sale	Jul 5, 2022 · Amount on File
Deed Book / Page	1658 / 290
Last Transfer Date	Dec 11, 2024
Transfer Doc	0000001469
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Recording Date	Apr 10, 2026
Property Address	513 WALNUT ST, MIDLAND, MI 48640-5629
Document Number	0000003488
Book / Page	2026 / 3488
Instrument Date	Mar 27, 2026
Instrument	20263488
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	513 WALNUT ST, MIDLAND, MI 48640-5629

Mortgage

Document Number	0000003488,
Date	Apr 10, 2026
Book Page	2026/3488
Instrument	20263488

Lender

Name	NORTHLAND AREA FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	5.98%
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jul 5, 2022
Property Address	513 WALNUT ST, MIDLAND, MI 48640-5629
Document Number	001658/290
Book / Page	1658 / 290
Map Reference	LB A PG 56
Instrument Date	Jun 30, 2022
Transaction Type	Transfer
Record Updated	Jul 19, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	513 WALNUT ST, 513, MIDLAND, MI 48640-5629

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 646, EAST TAWAS, MI 48730-0646

Mortgage

Document Number	0001658291
Date	Jul 5, 2022
Instrument	1658/291

Lender

Name	NORTHLAND AREA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Jul 1, 2027
Change Frequency	5 Years
Min Rate At Change	4%
Max Rate At Change	5.99%
Index	5-Year CMT
Max Rate	9.99%

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Jun 27, 2019
Property Address	513 WALNUT ST, MIDLAND, MI 48640-5629
Document Number	01625/00507
Book / Page	01625 / 00507
Instrument Date	Jun 22, 2019
Instrument	01625-00507
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 WALNUT ST, MIDLAND, MI 48640-5629

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Jun 27, 2019
Property Address	513 WALNUT ST, MIDLAND, MI 48640-5629
Document Number	01625/00508
Book / Page	01625 / 00508
Instrument Date	Jun 19, 2019
Instrument	01625-00508
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	513 WALNUT ST, 513, MIDLAND, MI 48640-5629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 WALNUT ST, MIDLAND, MI 48640-5629

Tax Assessment & Valuation

The 2025 property tax bill for 513 Walnut St was $3,900, up 46.1% from the year before.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,500 (+10.91%)	$183,000 (+10.91%)
2025	$3,900.00 (+46.07%)	$82,500	$165,000
2024	$2,670.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 513 Walnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 513 Walnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Omni Fiber, Ripple Fiber, Verizon.

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