513 W Main St, Owosso, MI 48867 Property Records

Shiawassee County property record for 513 W Main St, Owosso, MI 48867

Property Summary

Property TypeCommercial
Details17,517 sqft · built 1954
Lot Size1.67 acres (72,745 sqft)
OwnerCompany Name on File
Deeds & MortgagesJun 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN050-660-020-008-00

Property Details

APN / Parcel Number

Primary APN050-660-020-008-00

Interior

Building Area17,517 sqft Building Perimeter

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Lot Area72,745 sqft (1.67 acres)

Location & Zoning

Street Address513 W MAIN ST
CityOWOSSO
StateMI
Zip48867-2608
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOTS 4 5 6 7 AND N 9' OF W 11' LOT 3 BLK 20 A L & B O WILLIAMS ADD
Legal SubdivisionA L & B O WILLIAMS ADD
Legal Block20
Legal Lot Number4-7,3
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group1
Census Block1013
Census Tract30600

Owner

513 W Main St, a commercial property, is owned by a company that acquired it in May 2026.

Source: Shiawassee County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address515 W MAIN ST, OWOSSO, MI 48867-2608
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 26, 2026
Transfer Doc0013390310
Record UpdatedOct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSHIAWASSEE MI
Recording DateJun 3, 2026
Property Address513 W MAIN ST, OWOSSO, MI 48867-2608
Document Number0013390310
Book / Page1339 / 310
Instrument DateMay 26, 2026
Instrument20263403889
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyEXCHANGE TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number0003403890,
DateJun 3, 2026
Instrument20263403890
Lender
NameFIRST NATIONAL BANK OF AMERICA
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate6.23%
Max Rate-1%

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Flood

FEMA maps place 513 W Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 513 W Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OWOSSO
serves 16,353 people · EPA ID MI0005120
Water SourceSurface water
Last State InspectionOct 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
DayStarr
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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