513 W 16th St, Laurel, MS 39440 Property Records

Jones County property record for 513 W 16th St, Laurel, MS 39440

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,523 sqft · built 1924
Lot Size	0.379 acres (16,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$66,500 (Sep 2019)
Deeds & Mortgages	Nov 2019 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`134I-31-01-019.00`

Property Details

APN / Parcel Number

Primary APN	`134I-31-01-019.00`
Alternative APNs	`010075` `10075`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,523 sqft Living Area
1st Floor Area	1,523 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,500 sqft (0.379 acres)
Lot Dimensions	150 ft deep x 110 ft wide
Garage Area	192 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	513 W 16TH ST
City	LAUREL
State	MS
Zip	39440-2848
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GALLOWAY ADD LOTS 4-5 & E 10 FT OF LOT 6 CAUSE #34,829
Legal Range	11W
Legal Township	09N
Legal Section	31
Legal Subdivision	GALLOWAY ADD
Legal Lot Number	4-6
Jurisdiction	JONES MS
Township / Civil Division	1
Census Block Group	1
Census Block	1044
Census Tract	950402

Owner

Source: Jones County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	513 W 16TH ST, LAUREL, MS 39440-2848
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage COMMUNITY BANK OF MISSISSIPPI
Sep 11, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMUNITY BANK
Sep 11, 2019	Warranty Deed, Transfer · FHA Mortgage COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2019 · Amount on Record
Deed Sale	Sep 11, 2019 · Amount on Record
Deed Document Number	20195507
Deed Book / Page	219 / 5507
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES MS
Property Address	513 W 16TH ST, LAUREL, MS 39440-2848
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00219/6834
Date	Nov 13, 2019
Book Page	219/6834
Instrument	21906834

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES MS
Property Address	513 W 16TH ST, LAUREL, MS 39440-2848
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00219/5509
Date	Sep 11, 2019
Book Page	219/5509
Instrument	21905509

Lender

Name	COMMUNITY BANK
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JONES MS
Recording Date	Sep 11, 2019
Property Address	513 W 16TH ST, LAUREL, MS 39440-2848
Document Number	219/5507
Book / Page	219 / 5507
Instrument Date	Sep 10, 2019
Instrument	21905507
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37 LAKESHORE DR, 37, LAUREL, MS 39443-7848

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 W 16TH ST, LAUREL, MS 39440-2848

Mortgage

Document Number	219/5509
Date	Sep 11, 2019
Book Page	219/5509
Instrument	21905509

Lender

Name	COMMUNITY BANK
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Jones County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Jones County
Municipality	Laurel City
Unified School District	Laurel School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$6,066 (+8.36%)	$60,660 (+8.36%) Land $8,800 Building $51,860
2023	$5,598	$55,980 Land $8,800 Building $47,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1991–2009)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Mar 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, C Spire Wireless.

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