513 Thomas Rd, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 513 Thomas Rd, Pontotoc, MS 38863

Property Summary

Property Type	Mobile Home
Details	1 ba · 2,128 sqft · built 1997
Lot Size	5.15 acres (224,770 sqft)
Owner	Individual Name on Record
Tax Bill	$257 (2025)
Deeds & Mortgages	Apr 2023 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`143-07-000-007.07`

Property Details

APN / Parcel Number

Primary APN	`143-07-000-007.07`
Alternative APN	`15828`

Interior

Full Baths	1 Bath
Building Area	2,128 sqft Living Area

Exterior

Year Built	Built 1997
Lot Area	224,770 sqft (5.15 acres)
Utility Building	120 sqft

Location & Zoning

Account Number	15828
Street Address	513 THOMAS RD
City	PONTOTOC
State	MS
Zip	38863-9249
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	5.16 AC SE1/4 & SW1/4 OF SW1/4 656-282 12/2/96 678-253 8/26/97 20084657 9/16/08 20085710 11/24/08 20090895 3/30/09 20111344
Jurisdiction	PONTOTOC MS
Township / Civil Division	1
Census Block Group	1
Census Block	1062
Census Tract	950102

Owner

Source: Pontotoc County records, as of October 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	513 THOMAS RD, PONTOTOC, MS 38863-9249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Deed of Trust, Mortgage · FHA Mortgage CROSS COUNTRY MORTGAGE LLC
May 11, 2021	Deed of Trust, Mortgage BNA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	513 THOMAS RD, PONTOTOC, MS 38863-9249
Transaction Type	Mortgage
Record Updated	Apr 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2104 BRASSFIEDL RD, PONTOTOC, MS 38863-6912

Mortgage

Document Number	2023001146
Date	Apr 5, 2023
Instrument	2023001146

Lender

Name	CROSS COUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	513 THOMAS RD, PONTOTOC, MS 38863-9249
Transaction Type	Mortgage
Record Updated	Oct 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 THOMAS RD, PONTOTOC, MS 38863-9249

Mortgage

Document Number	2021001999
Date	May 11, 2021
Instrument	2021001999

Lender

Name	BNA BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 4, 2036

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Unified School District	Pontotoc County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$257.00 Homeowner's exemption	$2,016 (-)	$19,415 (-) Land $11,975 Building $7,440
2023	$257.00 Homeowner's exemption Senior Citizen's exemption	$2,016	$19,415 Land $11,975 Building $7,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 50% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST PONTOTOC WATER ASSN public/private · serves 5,170 people · EPA ID MS0580002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tombigbee Fiber Fiber	2,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

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