513 Terry Rd, Ellenboro, NC 28040 Property Records

Rutherford County property record for 513 Terry Rd, Ellenboro, NC 28040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,402 sqft · built 1954
Lot Size	1.65 acres (71,874 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Oct 2020)
Tax Bill	$730 (2022)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1605521`

Property Details

APN / Parcel Number

Primary APN	`1605521`
Alternative APN	`25482`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,402 sqft Heated Area
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1968
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	71,874 sqft (1.65 acres)
Porch	Enclosed Porch
Porch Area	616 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Account Number	25482
Street Address	513 TERRY RD
City	ELLENBORO
State	NC
Zip	28040-8673
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GPIN:1660004110460000; 2 RES. PUZZLE CREEK RD
Legal Block	1
Legal Lot Number	58
Jurisdiction	RUTHERFORD NC
Township / Civil Division	COLFAX
Census Block Group	1
Census Block	1011
Census Tract	961001

Owner

513 Terry Rd is owned by an individual who bought it in October 2020.

Source: Rutherford County records, as of September 13, 2023

Owner of Record	Individual Name on File
Mailing Address	4305 JOHNSON DAIRY RD APT 281, 281, PALM BEACH GARDENS, FL 33410-6761
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2020 · Amount on File
Deed Sale	Oct 16, 2020 · Amount on File
Deed Document Number	0002038434
Deed Book / Page	2038 / 434
Record Updated	Jun 7, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Oct 16, 2020
Property Address	513 TERRY RD, ELLENBORO, NC 28040-8673
Document Number	0020380434
Book / Page	2038 / 434
Instrument Date	Oct 14, 2020
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	460 TERRY RD, 460, BOSTIC, NC 28018-7794

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4305 JOHNSON DAIRY RD APT 281, 281, PALM BEACH GARDENS, FL 33410-6761

Mortgage

Document Number	0002038436
Date	Oct 16, 2020
Instrument	2038/436

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$152,200 Land $16,800 Building $135,400	$152,200 Land $16,800 Building $135,400
2022	$730.00
2021	$730.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 513 Terry Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 513 Terry Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10

May also be available: Vyve Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Terry Rd

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