Seneca County and Waterloo Town property record for 513 Steele Rd, Waterloo, NY 13165 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Architecture Style | Raised Ranch |
| Year Built | Built 1993 |
| Square Footage | 1,872 sqft Living Area |
| Lot Size | 37,897 sqft (0.87 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $3,055.00 (2025) |
| Primary APN | 453889 17-1-58.12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,872 sqft Living Area |
| 1st Floor | 1,248 sqft 1st Floor |
| Basement Area | 624 sqft Basement |
| Finished Basement | 624 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Raised Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 37,897 sqft (0.87 acres) |
| Shed | 1 Shed |
| Porch Area | 464 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 513 STEELE RD |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-9568 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MB93-326 |
| Legal Block | 1 |
| Legal Lot Number | 58.012 |
| Jurisdiction | SENECA NY |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 950600 |
Source: Seneca County and Waterloo Town records · APN 453889 17-1-58.12
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 513 STEELE RD, WATERLOO, NY 13165-9568 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage |
| Mar 19, 2024 | Deed of Trust, Mortgage · Stand Alone Refinance M & T BANK |
| Aug 01, 2023 | Deed of Trust, Mortgage · Stand Alone Refinance ADVANTAGE FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Apr 06, 2009 |
| Transfer Doc | 0000000799/000000021 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Jun 22, 2026 |
| Property Address | 513 STEELE RD, WATERLOO, NY 13165-9568 |
| Document Number | 0000074852 |
| Book / Page | 1998 / 128 |
| Instrument Date | Jun 05, 2026 |
| Instrument | 202674852 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 513 STEELE RD, WATERLOO, NY 13165-9568 |
| Document Number | 0000074852, |
|---|---|
| Date | Jun 22, 2026 |
| Book Page | 1998/128 |
| Instrument | 202674852 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 513 STEELE RD, WATERLOO, NY 13165-9568 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001919/155 |
|---|---|
| Date | Mar 19, 2024 |
| Book Page | 1919/155 |
| Instrument | 65987 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 513 STEELE RD, WATERLOO, NY 13165-9568 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001896/173 |
|---|---|
| Date | Aug 01, 2023 |
| Book Page | 1896/173 |
| Instrument | 63559 |
| Name | ADVANTAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Waterloo Town |
| Unified School District | Waterloo Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,055.00 (+232.07%) | $102,800 (-) Land $12,900 Building $89,900 | $168,500 (+16.38%) Land $21,144 Building $147,356 |
| 2023 | $102,800 Land $12,900 Building $89,900 | $144,789 Land $18,169 Building $126,620 | |
| 2019 | $920.00 |
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