513 Spurlock Ct, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 513 Spurlock Ct, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,710 sqft · built 1987
Lot Size	0.235 acres (10,237 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Feb 2022)
Tax Bill	$4,978 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Jun 2007 Line of Credit + 3 more
APN	`0594001001660`

Property Details

APN / Parcel Number

Primary APN	`0594001001660`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,710 sqft Living Area
1st Floor Area	868 sqft
Upper Floors Area	1,200 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,237 sqft (0.235 acres)
Lot Dimensions	101 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	198 sqft

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	504 sqft
Patio Area	552 sqft
Balcony Area	83 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	513 SPURLOCK CT
City	CHESAPEAKE
State	VA
Zip	23322-7279
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S: RESI
Legal Description	166 FOXGATE QUARTER SEC 2-B
Legal Subdivision	FOXGATE QUARTER, WILSON HEIGHTS WEST
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1009
Census Tract	21010

Owner

513 Spurlock Ct is owned and occupied by two individuals who bought it in February 2022.

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	513 SPURLOCK CT, CHESAPEAKE, VA 23322-7279
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Jun 1, 2007	Deed of Trust, Mortgage · Line of Credit CHARLES SCHWAB BANK N A
Aug 22, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Feb 15, 2022	Warranty Deed, Transfer · Conventional Mortgage OVM FINANCIAL INC
Jul 8, 2009	Warranty Deed, Transfer · Conventional Mortgage MONARCH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2022 · Amount on File
Deed Sale	Feb 15, 2022 · Amount on File
Prior Sale	Jul 8, 2009 · Amount on File
Deed Document Number	20225426
Deed Book / Page	10521 / 1401
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	513 SPURLOCK CT, CHESAPEAKE, VA 23322-7279
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10677/1675
Date	Jul 11, 2023
Book Page	10677/1675
Instrument	230014508

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	344 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	513 SPURLOCK CT, CHESAPEAKE, VA 23322-7279
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007096/435
Date	Jun 1, 2007
Book Page	7096/435

Lender

Name	CHARLES SCHWAB BANK N A

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 2, 2037

Interest

Rate Type	Adjustable Rate

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	513 SPURLOCK CT, CHESAPEAKE, VA 23322-7279
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010778/334
Date	Aug 22, 2024
Book Page	10778/334
Instrument	240017222

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	331 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Feb 15, 2022
Property Address	513 SPURLOCK CT, CHESAPEAKE, VA 23322-7279
Document Number	10521/1401
Book / Page	10521 / 1401
Instrument Date	Feb 3, 2022
Instrument	220005426
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 SPURLOCK CT, CHESAPEAKE, VA 23322-7279

Mortgage

Document Number	0220005427
Date	Feb 15, 2022
Instrument	220005427

Lender

Name	OVM FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jul 8, 2009
Property Address	513 SPURLOCK CT, CHESAPEAKE, VA 23322-7279
Document Number	007867/497
Book / Page	7867 / 497
Instrument Date	Jun 26, 2009
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007867501
Date	Jul 8, 2009
Instrument	7867/501

Lender

Name	MONARCH BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 513 Spurlock Ct was $4,978.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$512,600 (+4%) Land $200,000 Building $312,600	$512,600 (+4%) Land $200,000 Building $312,600
2025	$4,978.00	$492,900 Land $190,000 Building $302,900	$492,900 Land $190,000 Building $302,900
2023		$459,000 (+13.53%) Land $170,000 Building $289,000	$459,000 (+13.53%) Land $170,000 Building $289,000
2022		$404,300 Land $150,000 Building $254,300	$404,300 Land $150,000 Building $254,300
2019	$3,631.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 513 Spurlock Ct; there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 30 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	48 units insured incl. 18 condo units
Nearby Flood Claims	6 (1996–2017)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 2017 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 513 Spurlock Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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