513 Spruce St, Camden, NJ 08103 Property Records

Camden County and Camden City property record for 513 Spruce St, Camden, NJ 08103

Property Summary

Property Type	Single Family Home
Details	1,599 sqft · built 1900
Lot Size	0.083 acres (3,598 sqft)
Owner	Company Name on Record
Tax Bill	$1,714 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-00303-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`08-00303-0000-00014`
Alternative APNs	`0800426000000014` `080030300014`

Interior

Building Area	1,599 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Lot Area	3,598 sqft (0.083 acres)
Lot Dimensions	100 ft deep x 36 ft wide

Location & Zoning

Old Parcel Number	0800426000000014
Street Address	513 SPRUCE ST
City	CAMDEN
State	NJ
Zip	08103-2136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADDITIONAL LOTS: 13
Legal Block	303
Legal Lot Number	14
Jurisdiction	CAMDEN NJ
Township / Civil Division	CAMDEN
Census Block Group	2
Census Block	2005
Census Tract	600400

Owner

Source: Camden County and Camden City records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	960 N 33RD ST, CAMDEN, NJ 08105-4304
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Oct 6, 2021	Correction Deed
May 4, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 15, 2021
Transfer Doc	0000091203
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Recording Date	Sep 2, 2026
Property Address	513 SPRUCE ST, CAMDEN, NJ 08103-2136
Document Number	0000057695
Book / Page	13179 / 589
Instrument Date	Aug 18, 2026
Instrument	202657695
Transaction Type	Mortgage
Record Updated	Sep 10, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 SPRUCE ST, CAMDEN, NJ 08103-2136

Mortgage

Document Number	0000057695,
Date	Sep 2, 2026
Book Page	13179/589
Instrument	202657695

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 14, 2046

Interest

Max Rate	-1%

October 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	CAMDEN NJ
Recording Date	Oct 6, 2021
Property Address	513 SPRUCE ST, CAMDEN, NJ 08103-2136
Document Number	0000091203
Book / Page	11870 / 1443
Instrument Date	Jul 15, 2021
Instrument	2021091203
Record Updated	Oct 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	513 SPRUCE ST, 513, CAMDEN, NJ 08103-2136

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	960 N 33RD ST, CAMDEN, NJ 08105-4304

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAMDEN NJ
Recording Date	May 4, 2021
Property Address	513 SPRUCE ST, CAMDEN, NJ 08103-2136
Document Number	0000041954
Book / Page	11714 / 1869
Instrument Date	Apr 27, 2021
Instrument	2021041954
Transaction Type	Transfer
Record Updated	Jul 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	513 SPRUCE ST, 513, CAMDEN, NJ 08103-2136

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	960 N 33RD ST, CAMDEN, NJ 08105-4304

Tax Assessment & Valuation

Source: Camden County and Camden City assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
Municipality	Camden City
Unified School District	Camden City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,500 (-) Land $10,200 Building $36,300	$46,500 (-) Land $10,200 Building $36,300
2025	$1,714.00 (+4.07%)	$46,500 (-) Land $10,200 Building $36,300	$46,500 (-) Land $10,200 Building $36,300
2024	$1,647.00 (+5.44%)
2023		$46,500 Land $10,200 Building $36,300	$46,500 Land $10,200 Building $36,300
2022	$1,562.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (2011–2026)
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMDEN serves 46,585 people · EPA ID NJ0408001
Water Source	Purchased surface water from NJ AMERICAN WATER - WESTERN
Last State Inspection	Aug 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2025
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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