St. Tammany Parish property record for 513 Spruce Creek Ct, Covington, LA 70433
| Property Type | Single Family Home |
|---|---|
| Details | 2,051 sqft · built 2022 |
| Owner | Individual Name on Record |
| Last Sale | $426,100 (Oct 2022) |
| Tax Bill | $3,493 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Oct 2022 Sale & Mortgage + 2 more |
| APN | 103-818-0195 |
| Primary APN | 103-818-0195 |
|---|---|
| Alternative APN |
|
| Building Area | 2,051 sqft Living Area |
|---|
| Year Built | Built 2022 |
|---|---|
| Garage Area | 459 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 513 SPRUCE CREEK CT |
|---|---|
| City | COVINGTON |
| State | LA |
| Zip | 70433-6943 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIDDEN CREEK LT60 PH2 |
| Legal Subdivision | HIDDEN CREEK |
| Legal Phase | 2 |
| Legal Lot Number | 60 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 40401 |
Source: St. Tammany Parish records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 513 SPRUCE CREEK CT, COVINGTON, LA 70433-6943 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2023 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 14, 2022 | Deed, Subdivision Related Transfer · Conventional Mortgage GULF COAST BANK & TRUST CO |
| Jul 16, 2019 | Cash Sale Deed, Transfer |
| Jul 16, 2019 | Cash Sale Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2022 · Amount on Record |
| Deed Sale | Oct 14, 2022 · Amount on Record |
| Prior Sale | Jul 16, 2019 · Amount on Record |
| Deed Document Number | 2349775 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 513 SPRUCE CREEK CT, COVINGTON, LA 70433-6943 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0002377507 |
|---|---|
| Date | Jul 7, 2023 |
| Instrument | 2377507 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Oct 14, 2022 |
| Property Address | 513 SPRUCE CREEK CT, COVINGTON, LA 70433-6943 |
| Document Number | 0002349775 |
| Map Reference | DOC 2164877 |
| Instrument Date | Oct 13, 2022 |
| Instrument | 2349775 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | WINTERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 639, MADISONVILLE, LA 70447-0639 |
| Name | Verified Name |
|---|---|
| Address | 513 SPRUCE CREEK CT, COVINGTON, LA 70433-6943 |
| Document Number | 0002349776 |
|---|---|
| Date | Oct 14, 2022 |
| Instrument | 2349776 |
| Name | GULF COAST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Jul 16, 2019 |
| Property Address | 513 SPRUCE CREEK CT, COVINGTON, LA 70433-6943 |
| Document Number | 0002164890 |
| Map Reference | MAP 5601 |
| Instrument Date | Jul 12, 2019 |
| Instrument | 2164890 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 639, MADISONVILLE, LA 70447-0639 |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Jul 16, 2019 |
| Property Address | 513 SPRUCE CREEK CT, COVINGTON, LA 70433-6943 |
| Document Number | 0002164877 |
| Map Reference | MAP 5601 |
| Instrument Date | Jul 12, 2019 |
| Instrument | 2164877 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 639, MADISONVILLE, LA 70447-0639 |
Source: St. Tammany Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,493.00 (-3.43%) Homeowner's exemption | $35,714 (-) Land $7,500 Building $28,214 | $357,143 (-) Land $75,000 Building $282,143 |
| 2024 | $3,617.00 (+3.88%) Homeowner's exemption | $35,714 (+8.94%) Land $7,500 Building $28,214 | $357,143 (+8.94%) Land $75,000 Building $282,143 |
| 2023 | $3,482.00 (+462.52%) Homeowner's exemption | $32,784 (+628.53%) Land $7,500 Building $25,284 | $327,844 (+628.54%) Land $75,000 Building $252,844 |
| 2022 | $619.00 | $4,500 Land $4,500 | $45,000 Land $45,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 525 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 525 in force |
| Nearby Flood Claims | 24 (1998–2024) |
| Claims Outside the SFHA | 8 of 24 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 89% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected May 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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