Stephens County property record for 513 S Red Rock Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,021 sqft · built 1997 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $360,000 (Jun 2026) |
| Tax Bill | $2,139 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051A 039 |
| Primary APN | 051A 039 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,021 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Metal Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 47,480 sqft (1.09 acres) |
| Garage Area | 240 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 222 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Utility Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 342951 |
|---|---|
| Street Address | 513 S RED ROCK RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 1 CEDAR RIDGE S/D |
| Legal Subdivision | CEDAR RIDGE |
| Legal Lot Number | 1 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | ROCK CREEK |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 970202 |
Source: Stephens County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 513 S RED ROCK RD, TOCCOA, GA 30577-8638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 28, 2026 | Warranty Deed, Transfer |
| Aug 9, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2026 · Amount on Record |
| Deed Sale | Jun 28, 2026 · Amount on Record |
| Prior Sale | Feb 1, 1998 · Amount on Record |
| Deed Document Number | 20261907 |
| Deed Book / Page | 1455 / 426 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jun 28, 2026 |
| Property Address | 513 S RED ROCK RD, TOCCOA, GA 30577-8638 |
| Document Number | 0000001907 |
| Book / Page | 1455 / 426 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 20261907 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 513 S RED ROCK RD, TOCCOA, GA 30577-8638 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 513 S RED ROCK RD, TOCCOA, GA 30577-8638 |
| Document Number | 0011580036 |
| Instrument Date | Aug 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 513 S RED ROCK RD TOCCOA GA 305778638, TOCCOA, GA 30577-8638 |
| Document Number | 0011580036 |
|---|---|
| Date | Aug 20, 2018 |
| Book Page | 001158/000036 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 19, 2048 |
Source: Stephens County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,139.00 (+25.09%) Homeowner's exemption | $96,427 (+62.2%) Land $4,128 Building $92,299 | $241,068 (+62.2%) Land $10,320 Building $230,748 |
| 2023 | $1,710.00 (+2.58%) Homeowner's exemption | $59,450 (+6.16%) Land $4,152 Building $55,298 | $148,627 (+6.17%) Land $10,381 Building $138,246 |
| 2022 | $1,667.00 Homeowner's exemption | $55,998 Land $4,152 Building $51,846 | $139,996 Land $10,381 Building $129,615 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 51% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable · Fiber in parts of the area | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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