513 S Main St, Mount Prospect, IL 60056 Property Records

Cook County property record for 513 S Main St, Mount Prospect, IL 60056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,865 sqft · built 1955
Lot Size	0.306 acres (13,345 sqft)
Owner	Individual Name on File
Last Sale	$472,500 (Jun 2018)
Tax Bill	$10,353 (2023)
Deeds & Mortgages	Apr 2021 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-12-309-014`

Property Details

APN / Parcel Number

Primary APN	`08-12-309-014`
Alternative APN	`08-12-309-014-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,865 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,345 sqft (0.306 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	513 S MAIN ST
City	MOUNT PROSPECT
State	IL
Zip	60056-3807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	11E
Legal Township	41N
Legal Section	12
Legal Subdivision	PROSPECT PARK SUB 1
Jurisdiction	COOK IL
Township / Civil Division	ELK GROVE
Census Block Group	6
Census Block	6007
Census Tract	804901

Owner

513 S Main St is owned and occupied by an individual who bought it in June 2018.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	513 S MAIN ST, MOUNT PROSPECT, IL 60056-3807
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
May 18, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRST CENTENNIAL MTG CORP
Jul 31, 2019	Deed of Trust, Mortgage FIRST CENTENNIAL MTG CORP
Jun 12, 2018	Grant Deed, Transfer · Conventional Mortgage PERL MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2018 · Amount on File
Deed Sale	Jun 12, 2018 · Amount on File
Deed Document Number	201817034
Prior Transfer Date	Aug 25, 1993
Prior Transfer Doc	0000000585
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	513 S MAIN ST, MOUNT PROSPECT, IL 60056-3807
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	ACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010918047
Date	Apr 19, 2021
Instrument	2110918047

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.62%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	513 S MAIN ST, MOUNT PROSPECT, IL 60056-3807
Document Number	2017657246
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	ACQUEST TITLE SERVICES LLC, ACQUEST TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	513 S MAIN ST MOUNT PROSPECT IL 600563807, MOUNT PROSPECT, IL 60056-3807

Mortgage

Document Number	2017657246
Date	Jun 24, 2020
Instrument	17657246

Lender

Name	FIRST CENTENNIAL MTG CORP
Address	AURORA, IL 60506

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Jun 23, 2040

Interest

Rate Type	Fixed Rate
Rate	3.12%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	513 S MAIN ST, MOUNT PROSPECT, IL 60056-3807
Document Number	1923810028
Instrument Date	Jul 31, 2019
Transaction Type	Mortgage
Record Updated	Sep 4, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	513 S MAIN ST MOUNT PROSPECT IL 600563807, MOUNT PROSPECT, IL 60056-3807

Mortgage

Document Number	1923810028
Date	Aug 26, 2019
Instrument	23810028

Lender

Name	FIRST CENTENNIAL MTG CORP
Address	AURORA, IL 60506

Agreement

Amount	Amount on Record
Term	240 Months
Due	Aug 25, 2039

Interest

Rate Type	Fixed Rate
Rate	3.5%

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Jun 12, 2018
Property Address	513 S MAIN ST, MOUNT PROSPECT, IL 60056-3807
Document Number	1816317034
Instrument Date	May 31, 2018
Instrument	16317034
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	BAIRD AND WARNER TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$472.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	513 S MAIN ST MOUNT PROSPECT IL 600563807, MOUNT PROSPECT, IL 60056-3807

Mortgage

Document Number	1816317035
Date	Jun 12, 2018
Instrument	16317035

Lender

Name	PERL MTG
Type	Mortgage Company
Address	CHICAGO, IL 60618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2048

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Elk Grove Township
Municipality	Mount Prospect Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Mount Prospect School District 57 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$50,000 Land $16,014 Building $33,986	$500,000 Land $160,140 Building $339,860
2023	$10,353.00 (-2.34%)
2022	$10,601.00 Homeowner's exemption	$43,000 Land $13,345 Building $29,655	$430,000 Land $133,450 Building $296,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 513 S Main St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1987–2013)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 513 S Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT PROSPECT serves 41,000 people · EPA ID IL0311980
Water Source	Purchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Zentro.

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