513 Rugar St, Plattsburgh, NY 12901 Property Records

Clinton County and Plattsburgh Town property record for 513 Rugar St, Plattsburgh, NY 12901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,352 sqft · built 1972
Lot Size	0.642 acres (28,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Nov 2020)
Tax Bill	$5,915 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`094200 220.2-1-28`

Property Details

APN / Parcel Number

Primary APN	`094200 220.2-1-28`
Alternative APN	`420022000200010280000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,352 sqft Living Area
1st Floor Area	1,656 sqft
Basement Area	696 sqft
Finished Basement	696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1992
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	28,000 sqft (0.642 acres)
Lot Dimensions	200 ft deep x 140 ft wide
Garage Type	Detached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	700 sqft
Porch	Slab
Porch Area	242 sqft
Patio Area	6,624 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	513 RUGAR ST
City	PLATTSBURGH
State	NY
Zip	12901-3111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	T3C
Legal Description	LOT 36 PAT POP
Legal Block	1
Legal Lot Number	28.000
Jurisdiction	CLINTON NY
Township / Civil Division	PLATTSBURGH
Census Block Group	1
Census Block	1038
Census Tract	101600

Owner

Source: Clinton County and Plattsburgh Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	513 RUGAR ST, PLATTSBURGH, NY 12901-3111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2020 · Amount on Record
Deed Sale	Nov 5, 2020 · Amount on Record
Deed Document Number	2020311344
Prior Transfer Date	Jul 30, 2007
Prior Transfer Doc	0000020072/000000802
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Nov 5, 2020
Property Address	513 RUGAR ST, PLATTSBURGH, NY 12901-3111
Document Number	0000311344
Instrument Date	Oct 21, 2020
Instrument	311344
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1560 GRAND CONCOURSE #407 BRONX NY 104578475, 407, BRONX, NY 10457-8475

Mortgage

Document Number	311345
Date	Nov 5, 2020
Instrument	311345

Lender

Name	PARAGON HM LNS
Type	Funding / Finance Company
Address	LIVERPOOL, NY 13088

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2050

Tax Assessment & Valuation

Source: Clinton County and Plattsburgh Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Plattsburgh Town
Unified School District	Beekmantown Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,915.00 (+224.64%)
2025	$1,822.00	$258,800 (+3.52%) Land $30,600 Building $228,200	$273,700 (-6.94%) Land $32,362 Building $241,338
2023		$250,000 Land $43,400 Building $206,600	$294,100 Land $51,056 Building $243,044

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLATTSBURGH CONSOLIDATED WATER DISTRICT serves 11,162 people · EPA ID NY0900220
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: Westelcom Networks.

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