513 Rose St, Waco, TX 76704 Property Records

McLennan County property record for 513 Rose St, Waco, TX 76704

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1992
Lot Size	0.144 acres (6,250 sqft)
Owner	Individual Name on Record
Last Sale	$70,100 (Jun 2018)
Tax Bill	$2,622 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Jun 2017 Sale
Flood Zone	Zone X (moderate risk)
APN	`48-042000-003900-0`

Property Details

APN / Parcel Number

Primary APN	`48-042000-003900-0`
Alternative APNs	`4804200000390000111` `193872`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	513 ROSE ST
City	WACO
State	TX
Zip	76704-2259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3D
Legal Description	TURNER-CLTN-TURNER LOT 11 BLOCK 3 ACRES .1435
Legal Subdivision	TURNER-CLTN-TURNER
Legal Block	3
Legal Lot Number	11
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1003
Census Tract	1500

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 2488, WACO, TX 76703-2488
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2018	Grant Deed, Transfer STEPHANE ROCHET
Jun 6, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2018 · Amount on Record
Deed Sale	Jun 12, 2018 · Amount on Record
Prior Sale	Jun 6, 2017
Deed Document Number	201819426
Prior Transfer Date	Jun 7, 2016
Prior Transfer Doc	0000018532
Record Updated	Oct 29, 2026

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 12, 2018
Property Address	513 ROSE ST, WACO, TX 76704-2259
Document Number	0000019426
Instrument Date	Jun 8, 2018
Instrument	19426
Transaction Type	Transfer
Record Updated	Jun 28, 2018
Title Company	TEXAS CENTRAL TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 ROSE ST WACO TX 767042259, WACO, TX 76704-2259

Mortgage

Document Number	19427
Date	Jun 12, 2018
Instrument	19427

Lender

Name	STEPHANE ROCHET
Address	10021 VISTA LA CUESTA CT, SAN DIEGO, CA 92131-1911
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 11, 2033

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 6, 2017
Property Address	513 ROSE ST, WACO, TX 76704-2259
Document Number	0000017996
Instrument Date	Jan 17, 2017
Instrument	17996
Transaction Type	Transfer
Record Updated	Jun 20, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10464 ROCK CREEK DR SAN DIEGO CA 921312332, SAN DIEGO, CA 92131-2332

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,017 (+8.05%) Land $12,750 Building $113,267	$126,017 (-5.26%) Land $12,750 Building $113,267
2025	$2,622.00 (+19.62%)	$116,628 (+6.54%) Land $11,560 Building $121,450	$133,010 (+21.5%) Land $11,560 Building $121,450
2024	$2,192.00 (-10.68%)
2023		$109,470 Land $11,560 Building $97,910	$109,470 Land $11,560 Building $97,910
2022	$2,454.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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