513 Rivermont Rd, Florence, AL 35634 Property Records

Lauderdale County property record for 513 Rivermont Rd, Florence, AL 35634

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,672 sqft · built 1970
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Apr 2019)
Tax Bill	$529 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-08-33-0-002-030-000`

Property Details

APN / Parcel Number

Primary APN	`16-08-33-0-002-030-000`
Alternative APNs	`094271` `13428` `94271`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,672 sqft Living Area
1st Floor Area	1,290 sqft
2nd Floor Area	382 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Exterior Material	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	220 ft deep x 110 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	94271
Street Address	513 RIVERMONT RD
City	FLORENCE
State	AL
Zip	35634-2037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	110 X 220 RIVERMONT S/D BLK 1 LOT 32 .56 AC/C SEC 33 T2S R10W PB 3 PG 36-37
Legal Range	10W
Legal Township	02S
Legal Section	33
Legal Subdivision	RIVERMONT
Legal Block	1
Legal Lot Number	32
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1010
Census Tract	11503

Owner

513 Rivermont Rd is owned and occupied by an individual who bought it in April 2019.

Source: Lauderdale County records, as of November 21, 2025

Owner of Record	Individual Name on File
Mailing Address	513 RIVERMONT RD, FLORENCE, AL 35634-2037
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2019	Warranty Deed, Transfer · FHA Mortgage FIRST FEDERAL BANK FSB
Oct 16, 2017	Warranty Deed, Transfer · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2019 · Amount on File
Deed Sale	Apr 18, 2019 · Amount on File
Prior Sale	Oct 16, 2017 · Amount on File
Deed Document Number	0201915385
Deed Book / Page	2019 / 15385
Record Updated	Jun 8, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Apr 18, 2019
Property Address	513 RIVERMONT RD, FLORENCE, AL 35634-2037
Document Number	2019/15385
Book / Page	2019 / 15385
Instrument Date	Apr 18, 2019
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 RIVERMONT RD, FLORENCE, AL 35634-2037

Mortgage

Document Number	2019/15387
Date	Apr 18, 2019
Book Page	2019/15387

Lender

Name	FIRST FEDERAL BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Oct 16, 2017
Property Address	513 RIVERMONT RD, FLORENCE, AL 35634-2037
Document Number	2017/45791
Book / Page	2017 / 45791
Instrument Date	Oct 13, 2017
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	222 TIMBERS PL, 222, FLORENCE, AL 35630-6235

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 RIVERMONT RD, FLORENCE, AL 35634-2037

Mortgage

Document Number	2017/45793
Date	Oct 16, 2017
Book Page	2017/45793

Lender

Name	ASSURANCE FINANCIAL GROUP LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 513 Rivermont Rd was $529 with a homeowner's exemption, up 4.1% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$529.00 (+4.13%) Homeowner's exemption	$16,780 (+3.84%)	$167,720 (+3.75%) Land $9,500 Building $158,220
2024	$508.00 (-3.24%) Homeowner's exemption	$16,160 (+1,779.07%) Land $920 Building $15,240	$161,660 (+6.13%) Land $9,200 Building $152,460
2023	$525.00 (+17.19%) Homeowner's exemption	$860 (-93.39%) Land $860	$152,320 (+17.08%) Land $8,500 Building $143,820
2022	$448.00 Homeowner's exemption	$13,020	$130,100 Land $9,700 Building $120,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 513 Rivermont Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 513 Rivermont Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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