Clay County property record for 513 Ralph St, Orange Park, FL 32073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,394 sqft · built 1960 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (Jan 2018) |
| Tax Bill | $5,132 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-04-26-018772-000-00 |
| Primary APN | 41-04-26-018772-000-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,394 sqft Heated Area |
| Gross Area | 2,610 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1960 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 159 ft deep x 96 ft wide |
| Garage Type | Carport |
| Garage Area | 396 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 176 sqft |
| Fence | Fence |
| Storage Building | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 513 RALPH ST |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32073-4810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-2 |
| Legal Description | LOT 7 SEC 1 O.P. O R 4046 PG 2175 |
| Legal Range | 26 |
| Legal Township | 04 |
| Legal Section | 41 |
| Legal Subdivision | ORANGE PARK SEC 01 |
| Legal Lot Number | 7 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 30600 |
513 Ralph St is owned and occupied by an individual who bought it in January 2018.
Source: Clay County records, as of December 18, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 513 RALPH ST, ORANGE PARK, FL 32073-4810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 11, 2018 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2018 · Amount on File |
| Deed Sale | Jan 11, 2018 · Amount on File |
| Deed Document Number | 2018002027 |
| Deed Book / Page | 4046 / 2175 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 513 RALPH ST, ORANGE PARK, FL 32073-4810 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 513 RALPH ST, ORANGE PARK, FL 32073-4810 |
| Document Number | 0045420273 |
|---|---|
| Date | Dec 1, 2021 |
| Book Page | 4542/273 |
| Instrument | 2021076065 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jan 11, 2018 |
| Property Address | 513 RALPH ST, ORANGE PARK, FL 32073-4810 |
| Document Number | 0040462175 |
| Book / Page | 004046 / 002175 |
| Instrument Date | Dec 22, 2017 |
| Instrument | 2027 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2018 |
| Title Company | VANGUARD TITLE AND ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,435.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 513 RALPH ST ORANGE PARK FL 320734810, ORANGE PARK, FL 32073-4810 |
| Document Number | 40462177 |
|---|---|
| Date | Jan 11, 2018 |
| Book Page | 004046/002177 |
| Instrument | 2028 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 10, 2048 |
The 2025 property tax bill for 513 Ralph St was $5,132 with a homeowner's exemption.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Municipality | Orange Park Town |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,132.00 Homeowner's exemption | $324,635 Land $50,000 Building $274,635 | $324,635 Land $50,000 Building $274,635 |
| 2023 | $4,873.00 (+17.22%) | $315,490 (+32.06%) Land $35,000 Building $280,490 | $315,490 (+32.06%) Land $35,000 Building $280,490 |
| 2022 | $4,157.00 | $238,895 Land $30,000 Building $208,895 | $238,895 Land $30,000 Building $208,895 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 513 Ralph St in Zone X, an area of minimal flood risk, though there have been 39 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 45 policies |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 39 (2007–2017) |
| Claims Outside the SFHA | 8 of 39 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 513 Ralph St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ORANGE PARK serves 8,668 people · EPA ID FL2101182 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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