Baldwin County property record for 513 Polo Trce, Daphne, AL 36526
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,615 sqft · built 2016 |
| Lot Size | 0.299 acres (13,050 sqft) |
| Owner | Individual Name on File |
| Last Sale | $665,000 (Oct 2023) |
| Tax Bill | $2,465 (2026) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-04-41-0-004-003.007 |
| Primary APN | 43-04-41-0-004-003.007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,615 sqft Heated Area |
| 1st Floor Area | 2,615 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,050 sqft (0.299 acres) |
| Lot Dimensions | 225 ft deep x 58 ft wide |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 536616 |
|---|---|
| Street Address | 513 POLO TRCE |
| City | DAPHNE |
| State | AL |
| Zip | 36526-4540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 POLO TRACE SUBDIVISION SLIDE 1285-A |
| Legal Subdivision | POLO TRACE SUBDIVISION |
| Legal Lot Number | 7 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | DAPHNE |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 10800 |
513 Polo Trce is owned and occupied by an individual who bought it in October 2023.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 513 POLO TRCE, DAPHNE, AL 36526-4540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2023 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Dec 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2023 · Amount on File |
| Deed Sale | Oct 4, 2023 · Amount on File |
| Prior Sale | Dec 29, 2021 · Amount on File |
| Deed Document Number | 20232089383 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Oct 4, 2023 |
| Property Address | 513 POLO TRCE, DAPHNE, AL 36526-4540 |
| Document Number | 0002089383 |
| Map Reference | SL 1285-A |
| Instrument Date | Sep 29, 2023 |
| Instrument | 2089383 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2048 ARBOR HILL PKWY, HOOVER, AL 35244-1567 |
| Name | Verified Name |
|---|---|
| Address | 513 POLO TRCE, DAPHNE, AL 36526-4540 |
| Document Number | 0002089384 |
|---|---|
| Date | Oct 4, 2023 |
| Instrument | 2089384 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Dec 29, 2021 |
| Property Address | 513 POLO TRCE, DAPHNE, AL 36526-4540 |
| Document Number | 0001967592 |
| Map Reference | SL 1285-A |
| Instrument Date | Dec 15, 2021 |
| Instrument | 1967592 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18172 S SECTION ST APT 1603, 1603, FAIRHOPE, AL 36532-2251 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 513 POLO TRCE, DAPHNE, AL 36526-4540 |
| Document Number | 0001967593 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 1967593 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 316 Months |
| Due | Mar 31, 2048 |
The 2026 property tax bill for 513 Polo Trce was $2,465 with exemptions applied, down 4.9% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Daphne City |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,465.00 (-4.86%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $2,591.00 | $66,080 Land $18,620 Building $47,460 | $660,700 Land $186,200 Building $474,500 |
| 2023 | $2,555.00 (+26.67%) Homeowner's exemption | $55,560 (+15.85%) | $555,500 (+15.83%) Land $117,600 Building $437,900 |
| 2022 | $2,017.00 (+36.75%) Homeowner's exemption | $47,960 | $479,600 Land $120,800 Building $358,800 |
| 2021 | $1,475.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 513 Polo Trce in Zone X, an area of minimal flood risk, though there have been 84 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 66 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 84 (1979–2024) |
| Claims Outside the SFHA | 25 of 84 |
| Most Recent Claim | May 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 513 Polo Trce is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 73% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DAPHNE, UTILITIES BOARD OF THE serves 33,372 people · EPA ID AL0000029 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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