513 Pine St, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 513 Pine St, Cheboygan, MI 49721

Property Summary

Property Type	Single Family Home
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Sep 2025)
Tax Bill	$900 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054-H22-007-004-00`

Property Details

APN / Parcel Number

Primary APN	`054-H22-007-004-00`

Exterior

Lot Area	5,227 sqft (0.12 acres)

Location & Zoning

Street Address	513 PINE ST
City	CHEBOYGAN
State	MI
Zip	49721-1645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT OF MW HORNE'S THIRD ADDITION TO THE VILLAGE OF CHEBOYGAN, WLY 51FT OF LOTS 3 & 4, BLK 7. (SEC 31, T38N,R1W)
Legal Range	01W
Legal Township	038
Legal Section	31
Legal Subdivision	M W HORNES 3RD ADD
Legal Lot Number	3-4
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	CHEBOYGAN
Census Block Group	2
Census Block	2043
Census Tract	960200

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1545 E DOTSKI RD, CHEBOYGAN, MI 49721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEB
Sep 15, 2025	Warranty Deed, Transfer · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2025 · Amount on Record
Deed Sale	Sep 15, 2025 · Amount on Record
Deed Book / Page	1563 / 874
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	513 PINE ST, CHEBOYGAN, MI 49721-1645
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1545 E DOTSKI RD, CHEBOYGAN, MI 49721

Mortgage

Document Number	0000001563/0000000876
Date	Sep 15, 2025
Book Page	0000001563/0000000876

Lender

Name	CITIZENS NATIONAL BANK OF CHEB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	172 Months
Due	Jan 1, 2040

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Sep 15, 2025
Property Address	513 PINE ST, CHEBOYGAN, MI 49721-1645
Document Number	001563/874
Book / Page	1563 / 874
Instrument Date	Sep 8, 2025
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1545 E DOTSKI RD, CHEBOYGAN, MI 49721

Mortgage

Document Number	0001563876
Date	Sep 15, 2025
Instrument	1563/876

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	172 Months
Due	Jan 1, 2040

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
Municipality	Cheboygan City
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,800 (+19.28%)	$159,600 (+19.28%)
2025	$900.00 (+1.24%) Homeowner's exemption	$66,900 (+35.43%)	$133,800 (+35.43%)
2024	$889.00 (+21.78%)
2023		$49,400	$98,800
2022	$730.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHEBOYGAN serves 5,500 people · EPA ID MI0001360
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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