513 Penitencia St, Milpitas, CA 95035 Property Records

Santa Clara County property record for 513 Penitencia St, Milpitas, CA 95035

Property Summary

Property Type	Multi-Family Dwellings
Details	3,699 sqft · built 1972
Lot Size	0.239 acres (10,400 sqft)
Owner	Trust Name on File
Last Sale	$1,050,000 (Jan 2006)
Tax Bill	$16,721 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2021 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`022-09-046`

Property Details

APN / Parcel Number

Primary APN	`022-09-046`

Interior

Units	4 Units
Stories	2 Stories
Building Area	3,699 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	10,400 sqft (0.239 acres)
Lot Dimensions	130 ft deep x 80 ft wide
View / Lot	Canal/Waterfront
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	513 PENITENCIA ST
City	MILPITAS
State	CA
Zip	95035-4256
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R3S
Legal Description	CURTNER ESTATES ANNEX LOT 9
Legal Subdivision	CURTNER ESTATES ANNEX
Legal Tract	3347
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2008
Census Tract	504507

Owner

513 Penitencia St, a residential property, is owner-occupied and held in a trust since January 2006.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	513 PENITENCIA ST, 4, MILPITAS, CA 95035-4256
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 2, 2021	Grant Deed, Transfer
Jul 31, 2020	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2006 · Amount on File
Deed Sale	Jan 6, 2006 · Amount on File
Prior Sale	Apr 26, 2005 · Amount on File
Deed Document Number	200618758922
Prior Transfer Date	Jul 25, 2005
Prior Transfer Doc	0018493824
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	513 PENITENCIA ST, MILPITAS, CA 95035-4256
Transaction Type	Mortgage
Record Updated	Apr 11, 2023
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 PENITENCIA ST, MILPITAS, CA 95035-4256

Mortgage

Document Number	0024846310
Date	Feb 24, 2021
Instrument	24846310

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 2, 2021
Property Address	513 PENITENCIA ST, MILPITAS, CA 95035-4256
Document Number	0024855019
Map Reference	MB 161 PG 9
Instrument Date	Oct 26, 2020
Instrument	24855019
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 PENITENCIA ST, MILPITAS, CA 95035-4256

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	513 PENITENCIA ST, MILPITAS, CA 95035-4256
Document Number	0024565010
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	WFG

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 PENITENCIA ST #4 MILPITAS CA 950354256, 4, MILPITAS, CA 95035-4256

Mortgage

Document Number	0024565010
Date	Aug 5, 2020
Instrument	24565010

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 513 Penitencia St was $16,721 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,463,596 (+2%) Land $696,950 Building $766,646
2025	$16,721.00 Homeowner's exemption	$1,434,899 Land $683,285 Building $751,614
2023	$16,279.00 (+0.43%) Homeowner's exemption	$1,379,182 Land $656,753 Building $722,429
2022	$16,209.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 513 Penitencia St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 95 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	95 in force
Nearby Flood Claims	7 (1982–1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Jan 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 513 Penitencia St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless · DSL in parts of the area	1,000 / 200
Tekify Fiber & Wireless Fixed Wireless	500 / 110
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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