513 NW 16th St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 513 NW 16th St, Okeechobee, FL 34972

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,820 sqft · built 1985
Lot Size0.244 acres (10,629 sqft)
OwnerIndividual Name on Record
Tax Bill$3,928 (2025)
Deeds & MortgagesJan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN3-09-37-35-0020-00520-0210

Property Details

APN / Parcel Number

Primary APN3-09-37-35-0020-00520-0210

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,820 sqft Heated Area
Gross Area1,852 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,629 sqft (0.244 acres)
Lot Dimensions142 ft deep x 75 ft wide
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address513 NW 16TH ST
CityOKEECHOBEE
StateFL
Zip34972-1945
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCONNERS HIGHLANDS (PLAT BOOK 1 PAGE 21) LOT 21 & WEST 1/2 OF LOT 22 BLOCK 52
Legal Range35E
Legal Township37S
Legal Section09
Legal SubdivisionCONNERS HIGHLANDS
Legal Block52
Legal Lot Number21,WEST
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group2
Census Block2022
Census Tract910201

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1828 ELM ST, ALAMEDA, CA 94501-1425
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 4, 2020
Deed SaleDec 4, 2020
Record UpdatedJun 8, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address513 NW 16TH ST, OKEECHOBEE, FL 34972-1945
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008010033
DateJan 16, 2018
Book Page0801/0033
Instrument2018000559
Lender
NameSEACOAST NATIONAL BANK
TypeBank
AddressSTUART, FL 34995
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term179 Months
DueDec 27, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
MunicipalityOkeechobee City
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,928.00 (+0.72%)$229,833 (+15.92%) Land $22,500 Building $207,333$229,833 (+15.92%) Land $22,500 Building $207,333
2023$3,900.00 (+10.61%)$198,267 (+22.36%) Land $16,500 Building $181,767$198,267 (+22.36%) Land $16,500 Building $181,767
2022$3,526.00$162,041 Land $10,125 Building $151,916$162,041 Land $10,125 Building $151,916

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims5 (2004–2017)
Claims Outside the SFHA1 of 5
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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