513 Nancy St, Charleston, WV 25311 Property Records

Kanawha County property record for 513 Nancy St, Charleston, WV 25311

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,608 sqft · built 1920
Lot Size	0.119 acres (5,184 sqft)
Owner	2 Individual Names on File
Last Sale	$132,500 (Dec 2018)
Tax Bill	$1,268 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`11-23-0015.0000`

Property Details

APN / Parcel Number

Primary APN	`11-23-0015.0000`
Alternative APNs	`20-11-23-0015.0000` `06347571`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,608 sqft Living Area
1st Floor Area	2,000 sqft
Family Room	Family Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Lot Area	5,184 sqft (0.119 acres)
Lot Dimensions	130 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06347571
Street Address	513 NANCY ST
City	CHARLESTON
State	WV
Zip	25311-2005
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LT 8 RUFFNER LAND CO ADN 40X130 NANCY ST 513
Legal Subdivision	RUFFNER LAND CO ADN
Legal Block	8
Legal Lot Number	8
Jurisdiction	KANAWHA WV
Township / Civil Division	1
Census Block Group	1
Census Block	1022
Census Tract	1200

Owner

Source: Kanawha County assessment roll, APN 11-23-0015.0000, as of November 6, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	513 NANCY ST, CHARLESTON, WV 25311-2005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 18, 2018 · Amount on Record
Deed Sale	Dec 18, 2018 · Amount on Record
Deed Document Number	20183018435
Record Updated	Sep 20, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANAWHA WV
Recording Date	Dec 18, 2018
Property Address	513 NANCY ST, CHARLESTON, WV 25311-2005
Document Number	0030180435
Book / Page	003018 / 000435
Instrument Date	Aug 29, 2018
Transaction Type	Transfer
Record Updated	Apr 02, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 NANCY ST CHARLESTON WV 253112005, CHARLESTON, WV 25311-2005

Mortgage

Document Number	43400817
Date	Dec 18, 2018
Book Page	004340/000817

Lender

Name	VICTORIAN FIN
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kanawha County assessment roll as of November 6, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	West Virginia
County	Kanawha County
Municipality	Charleston City
Unified School District	Kanawha County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,268.00 (+5.49%)	$78,840 (+5.46%) Land $14,460 Building $64,380	$131,400 (+5.46%) Land $24,100 Building $107,300
2023	$1,202.00 (+6.28%)	$74,760 (+5.86%) Land $14,460 Building $60,300	$124,600 (+5.86%) Land $24,100 Building $100,500
2022		$70,620 Land $14,460 Building $56,160	$117,700 Land $24,100 Building $93,600
2021	$1,131.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kanawha County (54039C), as of September 22, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 540390012001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the East End Historic District (Boundary Increase) listed 2014 · 644 contributing resources · NRIS 14001060

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, 323 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Communications Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system WV3302016, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.