513 Nancy Ct, Troy, IL 62294 Property Records

Madison County property record for 513 Nancy Ct, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,230 sqft · built 1980
Lot Size	0.323 acres (14,084 sqft)
Owner	Individual Name on File
Last Sale	$198,500 (Oct 2020)
Tax Bill	$4,351 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Jan 2017 Sale & Mortgage
APN	`09-2-22-10-05-103-023`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-10-05-103-023`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,230 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	14,084 sqft (0.323 acres)
Lot Dimensions	131 ft deep x 107 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	513 NANCY CT
City	TROY
State	IL
Zip	62294-1725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANAHANS FIFTH ADD LOT 83 107.46 X 131.06 X IRR
Legal Subdivision	LANAHANS FIFTH ADDN
Legal Lot Number	83
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	1
Census Block	1029
Census Tract	403531

Owner

Source: Madison County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	513 NANCY CT, TROY, IL 62294-1725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
Jan 24, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2020 · Amount on File
Deed Sale	Oct 5, 2020 · Amount on File
Prior Sale	Dec 13, 2010 · Amount on File
Deed Document Number	202035516
Prior Transfer Date	Feb 21, 2007
Prior Transfer Doc	0000010813
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Oct 5, 2020
Property Address	513 NANCY CT, TROY, IL 62294-1725
Document Number	0000035516
Map Reference	PB 49 PG 160
Instrument Date	Oct 1, 2020
Instrument	2020R35516
Transaction Type	Transfer
Record Updated	Apr 21, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$297.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5887 COPLEY DR, SAN DIEGO, CA 92111-7906

Mortgage

Document Number	0000035517
Date	Oct 5, 2020
Instrument	2020R35517

Lender

Name	GUILD MORTGAGE CO

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate	2.75%

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jan 24, 2017
Property Address	513 NANCY CT, TROY, IL 62294-1725
Document Number	0000002690
Instrument Date	Jan 20, 2017
Instrument	2690
Transaction Type	Transfer
Record Updated	Feb 22, 2017
Title Company	BENCHMARK TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 NANCY CT TROY IL 622941725, TROY, IL 62294-1725

Mortgage

Document Number	2692
Date	Jan 24, 2017
Instrument	2692

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,351.00	$73,230 (+28.27%) Land $11,750 Building $61,480	$219,690 (+28.14%) Land $35,250 Building $184,440
2024	$4,351.00 (+13.99%)
2022	$3,817.00	$57,090 Land $9,160 Building $47,930	$171,442 Land $27,508 Building $143,934

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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