513 N Walnut St, Waco, TX 76705 Property Records

McLennan County property record for 513 N Walnut St, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,528 sqft · built 1958
Lot Size	0.284 acres (12,371 sqft)
Owner	Individual Name on Record
Tax Bill	$1,814 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-030900-000500-8`

Property Details

APN / Parcel Number

Primary APN	`20-030900-000500-8`
Alternative APNs	`2003090000050080111` `113882`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,528 sqft Living Area
1st Floor Area	1,528 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1970
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	12,371 sqft (0.284 acres)
Lot Dimensions	165 ft deep x 75 ft wide
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	348 sqft
Patio Area	120 sqft
Canopy	208 sqft
Greenhouse	168 sqft
Storage Building	280 sqft
Utility Building	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	513 N WALNUT ST
City	WACO
State	TX
Zip	76705-1383
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LAKEVIEW ANNEX LOT 22B 23 BLOCK 4 ACRES .284
Legal Subdivision	LAKEVIEW ANNEX
Legal Block	4
Legal Lot Number	22B
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2012
Census Tract	3200

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	513 N WALNUT ST, WACO, TX 76705-1383
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
May 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage LOANUNITED.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	513 N WALNUT ST, WACO, TX 76705-1383
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 N WALNUT ST, WACO, TX 76705-1383

Mortgage

Document Number	0000007020
Date	Mar 6, 2026
Instrument	2026007020

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	513 N WALNUT ST, WACO, TX 76705-1383
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	CONCIERGE TITLE/TEXAS LLC, CONCIERGE TITLE OF TEXAS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 N WALNUT ST, WACO, TX 76705-1383

Mortgage

Document Number	0000015946
Date	May 30, 2023
Instrument	2023015946

Lender

Name	LOANUNITED.COM LLC
Type	Mortgage Company
Address	NORCROSS, GA 30071

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Lacy-Lakeview City
Unified School District	Connally Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,070 (+6.78%) Land $49,855 Building $132,215	$182,070 (-) Land $49,855 Building $132,215
2025	$1,814.00 (-0.17%) Homeowner's exemption	$170,513 (-24.05%) Land $45,280 Building $136,790	$182,070 (-18.9%) Land $45,280 Building $136,790
2024	$1,817.00 (+38.91%)
2023		$224,500 Land $45,280 Building $179,220	$224,500 Land $45,280 Building $179,220
2022	$1,308.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LACY LAKEVIEW serves 7,275 people · EPA ID TX1550033
Water Source	Purchased surface water from CITY OF WACO
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T.

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