Gratiot County property record for 513 N River Ave, Alma, MI 48801
| Property Type | Commercial |
|---|---|
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $87,000 (Dec 2005) |
| Tax Bill | $3,085 (2023) |
| Flood Zone | Zone AE (high risk) |
| APN | 51-343-782-00 |
| Primary APN | 51-343-782-00 |
|---|
| Units | 8 Units |
|---|
| Lot Area | 10,890 sqft (0.25 acres) |
|---|
| Street Address | 513 N RIVER AVE |
|---|---|
| City | ALMA |
| State | MI |
| Zip | 48801-1757 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | ORIGINAL TOWN LOT 4, BLK 11 |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 11 |
| Legal Lot Number | 4 |
| Jurisdiction | GRATIOT MI |
| Township / Civil Division | ALMA |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Alma Downtown Historic District listed 2013 · 58 contributing resources · NRIS 13000904 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
513 N River Ave, a commercial property, is owned by a company that bought it in December 2005.
Source: Gratiot County records, as of June 4, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 510 N RIVER AVE, 22, ALMA, MI 48801-1751 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 24, 2005 · Amount on File |
| Deed Sale | Dec 24, 2005 · Amount on File |
| Prior Sale | Sep 10, 2002 · Amount on File |
| Deed Book / Page | 797 / 1429 |
| Record Updated | Sep 20, 2026 |
Source: Gratiot County assessment roll, as of June 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Alma City |
| County | Gratiot County |
| Unified School District | Alma Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $94,900 | $189,800 | |
| 2023 | $3,085.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 513 N River Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 3 (2020–2026) |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 513 N River Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALMA serves 9,182 people · EPA ID MI0000140 |
|---|---|
| Water Source | Purchased surface water from GRATIOT AREA WATER AUTHORITY |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Baraga Telephone Company Fiber | 1,000 / 1,000 |
| Point Broadband Fiber · Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| ISP Management Fixed Wireless | 150 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CMS Internet.
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