513 N Main St, Amherst, OH 44001 Property Records

Lorain County property record for 513 N Main St, Amherst, OH 44001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,648 sqft · built 1952
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on File
Last Sale	$274,900 (Apr 2024)
Tax Bill	$4,280 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05-00-022-106-011`

Property Details

APN / Parcel Number

Primary APN	`05-00-022-106-011`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,648 sqft Living Area
Gross Area	2,720 sqft
1st Floor Area	1,648 sqft
Basement Area	1,156 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Lot Area	26,572 sqft (0.61 acres)
Lot Dimensions	189 ft deep x 123 ft wide
Garage Type	Attached
Garage Area	856 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Concrete/Masonry Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	513 N MAIN ST
City	AMHERST
State	OH
Zip	44001-1431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	07-05-022A -012-00
Legal Subdivision	AMHERST
Legal Block	106
Legal Lot Number	22
Jurisdiction	LORAIN OH
Township / Civil Division	AMHERST
Census Block Group	2
Census Block	2031
Census Tract	50200

Owner

513 N Main St is owned and occupied by two individuals who bought it in April 2024.

Source: Lorain County records, as of March 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	513 N MAIN ST, AMHERST, OH 44001-1431
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 12, 2024	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 30, 2023	Warranty Deed, Transfer SHERRY M FIXLER
Oct 30, 2023	Affidavit of Death of Joint Tenant, Transfer AMERICAN PATRIOT TITLE AGENCY, AMERICAN PATRIOT TITLE AGCY
Oct 30, 2023	Warranty Deed, Transfer
Oct 30, 2023	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2024 · Amount on File
Deed Sale	Apr 12, 2024 · Amount on File
Prior Sale	Oct 30, 2023 · Amount on File
Deed Document Number	20249750
Prior Transfer Date	Oct 27, 2023
Prior Transfer Doc	0000934198
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	513 N MAIN ST, AMHERST, OH 44001-1431
Transaction Type	Mortgage
Record Updated	Mar 11, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 N MAIN ST, AMHERST, OH 44001-1431

Mortgage

Document Number	0000086448
Date	Mar 2, 2026
Instrument	2026-0086448

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 12, 2024
Property Address	513 N MAIN ST, AMHERST, OH 44001-1431
Document Number	0000009750
Instrument Date	Apr 12, 2024
Instrument	2024-0009750
Transaction Type	Transfer
Record Updated	Apr 22, 2024
Title Company	AMERICAN PATRIOT TITLE AGENCY, AMERICAN PATRIOT TITLE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	513 N MAIN ST, AMHERST, OH 44001-1431

Mortgage

Document Number	0000009751
Date	Apr 12, 2024
Instrument	2024-0009751

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 30, 2023
Property Address	513 N MAIN ST, AMHERST, OH 44001-1431
Document Number	0000934200
Map Reference	DOC 2015-0554347
Instrument Date	Oct 27, 2023
Instrument	2023-0934200
Transaction Type	Transfer
Record Updated	Nov 8, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 N MAIN ST, AMHERST, OH 44001-1431

Mortgage

Document Number	0000934202
Date	Oct 30, 2023
Instrument	2023-0934202

Lender

Name	SHERRY M FIXLER
Type	Private Party
Address	355 W EDINBURGH DR, CLEVELAND, OH 44143

Agreement

Amount	Amount on Record
Term	60 Months
Due	Oct 1, 2028

October 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LORAIN OH
Recording Date	Oct 30, 2023
Property Address	513 N MAIN ST, AMHERST, OH 44001-1431
Document Number	0000934198
Map Reference	DOC 2015-0554347
Instrument Date	Oct 27, 2023
Instrument	2023-0934198
Transaction Type	Transfer
Record Updated	Nov 8, 2023
Title Company	AMERICAN PATRIOT TITLE AGENCY, AMERICAN PATRIOT TITLE AGCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 30, 2023
Property Address	513 N MAIN ST, AMHERST, OH 44001-1431
Document Number	0000934201
Instrument Date	Oct 26, 2023
Instrument	2023-0934201
Transaction Type	Transfer
Record Updated	Nov 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 N MAIN ST, AMHERST, OH 44001-1431

October 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LORAIN OH
Recording Date	Oct 30, 2023
Property Address	513 N MAIN ST, AMHERST, OH 44001-1431
Document Number	0000934199
Instrument Date	Oct 26, 2023
Instrument	2023-0934199
Transaction Type	Transfer
Record Updated	Nov 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 513 N Main St was $4,280, down 0.8% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Amherst City
County	Lorain County
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,280.00 (-0.79%)	$104,320 (+%) Land $21,090 Building $83,230	$298,050 (-) Land $60,250 Building $237,800
2024	$4,314.00 (+67.86%)	$104,318 (+66.06%) Land $21,088 Building $83,230	$298,050 (+66.06%) Land $60,250 Building $237,800
2023	$2,570.00 (+3.5%)	$62,818 (%) Land $12,250 Building $50,568	$179,480 Land $35,000 Building $144,480
2022	$2,483.00	$62,820 Land $12,250 Building $50,570
2021			$179,480 Land $35,000 Building $144,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 513 N Main St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	12 (1979–2014)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Jun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 513 N Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST CITY PWS serves 11,797 people · EPA ID OH4700003
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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