513 N Johnson St, Monroe, NC 28112 Property Records

Union County property record for 513 N Johnson St, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,488 sqft · built 1927
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Aug 2023)
Tax Bill	$2,255 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Apr 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-273-253`

Property Details

APN / Parcel Number

Primary APN	`09-273-253`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	1,136 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Porch	Slab
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	513 N JOHNSON ST
City	MONROE
State	NC
Zip	28112-4641
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	8695-683
Legal Subdivision	NELSON HEIGHTS
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1010
Census Tract	20501

Owner

513 N Johnson St, a rural home, is owned and occupied by two individuals who bought it in August 2023.

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	513 N JOHNSON ST, MONROE, NC 28112-4641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Apr 25, 2023	Intrafamily Transfer, Transfer
Feb 22, 2022	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Jul 20, 2021	Special Warranty Deed, Transfer
Jul 20, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2023 · Amount on File
Deed Sale	Aug 15, 2023 · Amount on File
Prior Sale	Feb 22, 2022 · Amount on File
Deed Document Number	202319773
Deed Book / Page	8763 / 396
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 15, 2023
Property Address	513 N JOHNSON ST, MONROE, NC 28112-4641
Document Number	0008763396
Book / Page	8763 / 396
Instrument Date	Aug 9, 2023
Instrument	19773
Transaction Type	Transfer
Record Updated	Sep 4, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	997 MORRISON DR STE 402, 402, CHARLESTON, SC 29403-4380

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 N JOHNSON ST, MONROE, NC 28112-4641

Mortgage

Document Number	0000019774
Date	Aug 15, 2023
Instrument	19774

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Apr 25, 2023
Property Address	513 N JOHNSON ST, MONROE, NC 28112-4641
Document Number	0008695683
Book / Page	8695 / 683
Instrument Date	Apr 6, 2023
Instrument	9545
Transaction Type	Transfer
Record Updated	May 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	997 MORRISON DR STE 402, 402, CHARLESTON, SC 29403-4380

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	997 MORRISON DR STE 402, 402, CHARLESTON, SC 29403-4380

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 22, 2022
Property Address	513 N JOHNSON ST, MONROE, NC 28112-4641
Document Number	0008406192
Book / Page	8406 / 192
Instrument Date	Feb 15, 2022
Instrument	6737
Transaction Type	Transfer
Record Updated	Mar 4, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	393 NICHOL MILL LN # LN255, 393, FRANKLIN, TN 37067-8324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	997 MORRISON DR STE 402, 402, CHARLESTON, SC 29403-4380

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 20, 2021
Property Address	513 N JOHNSON ST, MONROE, NC 28112-4641
Document Number	817775
Book / Page	8177 / 75
Instrument Date	Jul 20, 2021
Instrument	34282
Transaction Type	Transfer
Record Updated	Aug 6, 2021

Transaction

Amount	Amount on Record
Tax	$172.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 RIVERSIDE DR STE 100, 5000, IRVING, TX 75039-4314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 N JOHNSON ST, MONROE, NC 28112-4641
Investor	Possibly a Property Investor

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 20, 2021
Property Address	513 N JOHNSON ST, MONROE, NC 28112-4641
Document Number	817773
Book / Page	8177 / 73
Instrument Date	Jul 20, 2021
Instrument	34281
Transaction Type	Transfer
Record Updated	Aug 6, 2021

Transaction

Amount	Amount on Record
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1114 WOODLAND AVE, 1114, MONROE, NC 28112-5245

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 N JOHNSON ST, MONROE, NC 28112-4641

Tax Assessment & Valuation

The 2025 property tax bill for 513 N Johnson St was $2,255.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,000 (-) Land $31,800 Building $226,200	$258,000 (-) Land $31,800 Building $226,200
2025	$2,255.00	$258,000 Land $31,800 Building $226,200	$258,000 Land $31,800 Building $226,200
2023	$1,215.00	$111,500 (-) Land $16,600 Building $94,900	$111,500 (-) Land $16,600 Building $94,900
2022	$1,215.00	$111,500 Land $16,600 Building $94,900	$111,500 Land $16,600 Building $94,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 513 N Johnson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 513 N Johnson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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