513 N Commerce, Allen, OK 74825 Property Records

Pontotoc County property record for 513 N Commerce, Allen, OK 74825

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,268 sqft · built 2016
Lot Size	1.29 acres (56,192 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Jul 2021)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000-24-005-008-0-015-00`

Property Details

APN / Parcel Number

Primary APN	`0000-24-005-008-0-015-00`
Alternative APN	`9649`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,268 sqft Living Area
1st Floor Area	2,268 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	56,192 sqft (1.29 acres)
Garage Type	Detached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	492 sqft
Patio Area	240 sqft
Utility Building	2,400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9649
Street Address	ALLEN RURAL
City	ALLEN
State	OK
Zip	74825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 11 TO 12 BLOCK 8 & LOTS 1-11 BLOCK 11 & LOTS 6-10 BLOCK 8 OF BYRAMS ADDITION SEC. 24-5-8 ALLEN TWP
Legal Range	08E
Legal Township	05N
Legal Section	24
Legal Block	8,11
Legal Lot Number	1-12
Jurisdiction	PONTOTOC OK
Township / Civil Division	NORTHEAST PONTOTOC
Census Block Group	2
Census Block	2003
Census Tract	88600

Owner

513 N Commerce is owned and occupied by an individual who acquired it in October 2023.

Source: Pontotoc County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	513 N COMMERCE, ALLEN, OK 74825-6801
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2021 · Amount on File
Deed Sale	Jul 28, 2021 · Amount on File
Prior Sale	Jan 18, 2002 · Amount on File
Deed Document Number	20214699
Deed Book / Page	3527 / 236
Last Transfer Date	Oct 26, 2023
Transfer Doc	0000006105
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Jul 28, 2021
Property Address	513 N COMMERCE, ALLEN, OK 74825-6801
Document Number	003527/236
Book / Page	3527 / 236
Instrument Date	Jul 27, 2021
Instrument	2021-004699
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 N COMMERCE, ALLEN, OK 74825-6801

Mortgage

Document Number	2021004700
Date	Jul 28, 2021
Instrument	2021-004700

Lender

Name	AMERICAN BANK OF OKLAHOMA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Allen Town
County	Pontotoc County
Unified School District	Allen Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,472 (+3%) Land $3,000 Building $28,472	$262,265 (-2.9%) Land $25,000 Building $237,265
2025	Homeowner's exemption	$30,555 Land $3,000 Building $27,555	$270,099 Land $25,000 Building $245,099
2023	Homeowner's exemption	$28,801 Land $3,000 Building $25,801	$240,011 Land $25,000 Building $215,011

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 513 N Commerce in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 513 N Commerce is high, ranking above 83% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 64% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
BLS Broadband Fixed Wireless	100 / 25
Atlink Services Fixed Wireless	50 / 10

May also be available: AT&T, T-Mobile.

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