513 N 1st St, Alpha, IL 61413 Property Records

Henry County property record for 513 N 1st St, Alpha, IL 61413

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,116 sqft · built 1952
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$98,500 (Jul 2026)
Tax Bill	$2,078 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21-15-351-013`

Property Details

APN / Parcel Number

Primary APN	`21-15-351-013`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,116 sqft Living Area
1st Floor Area	876 sqft
Basement Area	876 sqft
Finished Basement	876 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2004
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	115 ft deep x 60 ft wide
Garage Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Street Address	513 N 1ST ST
City	ALPHA
State	IL
Zip	61413-9527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 6 & 7 HOUGLANDS SUB VILLAGE OF ALPHA
Legal Subdivision	HOUGLANDS SUB
Legal Block	351
Legal Lot Number	6,7
Jurisdiction	HENRY IL
Township / Civil Division	OXFORD
Census Block Group	2
Census Block	2100
Census Tract	31200

Owner

513 N 1st St is owned and occupied by an individual who bought it in July 2026.

Source: Henry County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	513 N 1ST ST, ALPHA, IL 61413-9527
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer · Conventional Mortgage ASCENTRA CREDIT UNION
Aug 14, 2017	Deed of Trust, Mortgage · Line of Credit IH MS VLY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2026 · Amount on File
Deed Sale	Jul 2, 2026 · Amount on File
Prior Sale	Apr 8, 2025 · Amount on File
Deed Document Number	20263273
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Jul 2, 2026
Property Address	513 N 1ST ST, ALPHA, IL 61413-9527
Document Number	0000003273
Instrument Date	Jun 29, 2026
Instrument	20263273
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,922.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 N 1ST ST, ALPHA, IL 61413-9527

Mortgage

Document Number	0000003274,
Date	Jul 2, 2026
Instrument	20263274

Lender

Name	ASCENTRA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	513 N 1ST ST, ALPHA, IL 61413-9527
Document Number	0000004888
Instrument Date	Aug 14, 2017
Transaction Type	Mortgage
Record Updated	Sep 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 N 1ST ST ALPHA IL 614139527, ALPHA, IL 61413-9527

Mortgage

Document Number	0000004888
Date	Aug 22, 2017
Instrument	4888

Lender

Name	IH MS VLY CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 513 N 1st St was $2,078 with exemptions applied.

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alpha Village
County	Henry County
County Subdivision	Oxford Township
Unified School District	Alwood Community Unit School District 225 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,078.00	$36,473 Land $6,585 Building $29,888	$109,419 Land $19,755 Building $89,664
2022		$29,592 Land $5,343 Building $24,249	$88,776 Land $16,029 Building $72,747
2021	$707.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 513 N 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 513 N 1st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALPHA serves 626 people · EPA ID IL0730050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Diverse Communications Fiber	100 / 20

May also be available: New Windsor Cable TV, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N 1st St

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