513 Main St, Canton, NC 28716 Property Records

Haywood County property record for 513 Main St, Canton, NC 28716

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4 bd · 4 ba · 2,187 sqft · built 1910
Lot Size	0.06 acres (2,614 sqft)
Owner	Company Name on Record
Last Sale	$440,000 (Jul 2022)
Tax Bill	$2,522 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8657-81-5037`

Property Details

APN / Parcel Number

Primary APN	`8657-81-5037`
Alternative APN	`273768`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,187 sqft Heated Area
Gross Area	4,266 sqft
Basement Area	2,133 sqft
Unfinished Basement	2,133 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Tar & Gravel
Lot Area	2,614 sqft (0.06 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump

Location & Zoning

Account Number	273768
Street Address	513 MAIN ST
City	CANTON
State	NC
Zip	28716-4483
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	CNC1
Legal Description	513 MAIN ST
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	1
Census Block	1006
Census Tract	920300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Canton Main Street Historic District listed 2005 · 35 contributing resources · NRIS 05000958

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	306 FREEMAN ST, RALEIGH, NC 27601-1630
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Jul 7, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTH STAR BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2022 · Amount on Record
Deed Sale	Jul 7, 2022 · Amount on Record
Prior Sale	Sep 28, 2000 · Amount on Record
Deed Document Number	20227288
Deed Book / Page	1066 / 2403
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	513 MAIN ST, CANTON, NC 28716-4483
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009910775
Date	Feb 13, 2020
Book Page	991/0775
Instrument	2020001352

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jul 7, 2022
Property Address	513 MAIN ST, CANTON, NC 28716-4483
Document Number	0010662403
Book / Page	1066 / 2403
Instrument Date	Jul 7, 2022
Instrument	2022007288
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 352, CANTON, NC 28716-0352

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 FREEMAN ST, RALEIGH, NC 27601-1630

Mortgage

Document Number	0010662406
Date	Jul 7, 2022
Instrument	1066-2406

Lender

Name	NORTH STAR BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 7, 2027

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Canton Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$429,800 (-) Land $26,100 Building $403,700
2025	$2,522.00	$429,800 (-) Land $26,100 Building $403,700	$429,800 (-) Land $26,100 Building $403,700
2023		$429,800 Land $26,100 Building $403,700	$429,800 (-) Land $26,100 Building $403,700
2021			$429,800 Land $26,100 Building $403,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	26 (1983–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims Remnants Of Tropical Storm Fred, Aug 2021 · 6 claims Tropical Storm Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CANTON serves 7,850 people · EPA ID NC0144015
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

May also be available: AT&T, Verizon.

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