513 Lowland St, Severance (Windsor), CO 80550 Property Records

Weld County property record for 513 Lowland St, Severance, CO 80550

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,492 sqft · built 2021
Lot Size0.135 acres (5,876 sqft)
OwnerCompany Name on Record
Last Sale$430,000 (Sep 2023)
Tax Bill$5,037 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8070-22-6-10-07

Property Details

APN / Parcel Number

Primary APN8070-22-6-10-07
Alternative APNs
  • 0807-02-2-61-007
  • R8970464

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,492 sqft Living Area
Gross Area2,926 sqft
1st Floor Area1,246 sqft
Basement Area1,246 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleRanch
Exterior MaterialFrame/Wood Siding
Roof MaterialComposition Shingle
Lot Area5,876 sqft (0.135 acres)
Garage TypeAttached
Garage Area434 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR8970464
Street Address513 LOWLAND ST
CitySEVERANCE
StateCO
Zip80550-3819
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 BLOCK 3 SUNSET RIDGE 3RD FG
Legal SubdivisionSUNSET RIDGE 3RD FG
Legal Block3
Legal Lot Number7
JurisdictionWELD CO
Township / Civil DivisionWINDSOR
Census Block Group2
Census Block2044
Census Tract2208

Owner

Source: Weld County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1530 16TH ST, 5, DENVER, CO 80202-1464
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2023Warranty Deed, Transfer · Conventional Mortgage
MEGASTAR FINANCIAL CORP
Aug 5, 2021Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 11, 2023 · Amount on Record
Deed SaleSep 11, 2023 · Amount on Record
Prior SaleAug 5, 2021 · Amount on Record
Deed Document Number20234920060
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWELD CO
Recording DateSep 11, 2023
Property Address513 LOWLAND ST, SEVERANCE, CO 80550-3819
Document Number0004920060
Instrument DateSep 11, 2023
Instrument4920060
Transaction TypeTransfer
Record UpdatedSep 19, 2023
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$43.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address513 LOWLAND ST, SEVERANCE, CO 80550-3819

Mortgage

Document Number0004920061
DateSep 11, 2023
Instrument4920061
Lender
NameMEGASTAR FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

Mortgage

Document Number0004920062
DateSep 11, 2023
Instrument4920062
Lender
NameCOLORADO HOUSING & FINANCE AUTHORITY
TypeGovernment Agency
AddressDENVER, CO 80202
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

August 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionWELD CO
Recording DateAug 5, 2021
Property Address513 LOWLAND ST, SEVERANCE, CO 80550-3819
Document Number0004742884
Instrument DateAug 4, 2021
Instrument4742884
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 14, 2023
Title CompanyHERITAGE TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$37.28
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address513 LOWLAND STREET, SEVERANCE, CO 80550-3819
InvestorPossibly a Property Investor

Mortgage

Document Number0004742885
DateAug 5, 2021
Instrument4742885
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Mortgage

Document Number0004742886
DateAug 5, 2021
Instrument4742886
Lender
NameCOLORADO HOUSING & FINANCE AUTHORITY
TypeGovernment Agency
AddressDENVER, CO 80202
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateColorado
CountyWeld County
MunicipalitySeverance Town
Unified School DistrictWindsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$27,960 (-2.1%) Land $5,810 Building $22,150$456,863 (-) Land $95,000 Building $361,863
2025$5,037.00 (+19.93%)$28,560 (+1.42%) Land $5,940 Building $22,620$456,863 (+9.73%) Land $95,000 Building $361,863
2024$4,200.00 (+4.74%)
2023$4,010.00 (-8.24%)$28,160 (+7.48%) Land $7,100 Building $21,060$416,358 (+10.44%) Land $105,000 Building $311,358
2022$4,370.00$26,200 Land $4,660 Building $21,540$376,990 Land $67,000 Building $309,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.8% of Colorado
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SEVERANCE
serves 11,733 people · EPA ID CO0162707
Water SourcePurchased surface water from NORTH WELD COUNTY WD
Last State InspectionDec 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LightGig Communications
Fiber
10,000 / 10,000
Xfinity
Fiber
2,000 / 2,000
TDS Telecom
Fiber · Cable
1,000 / 1,000
Vistabeam
Fixed Wireless
500 / 80
Verizon
Fixed Wireless
300 / 20
Rise Broadband
Fixed Wireless
100 / 20
Visionary Broadband
Fixed Wireless
100 / 20

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