513 Locust St, Baraboo, WI 53913 Property Records

Sauk County property record for 513 Locust St, Baraboo, WI 53913

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Feb 2010)
Tax Bill	$1,323 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`191 0295-00000`

Property Details

APN / Parcel Number

Primary APN	`191 0295-00000`

Exterior

Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	513 LOCUST ST
City	BARABOO
State	WI
Zip	53913-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LYONS LOT 3 SUBJ TO S10' BLK 13 SEWER EASE
Legal Range	06E
Legal Township	12N
Legal Section	34
Legal Subdivision	LYONS
Legal Block	13
Legal Lot Number	3
Jurisdiction	SAUK WI
Township / Civil Division	WEST BARABOO
Census Block Group	1
Census Block	1025
Census Tract	302

Owner

513 Locust St is owned and occupied by an individual who bought it in February 2010.

Source: Sauk County records, as of June 3, 2026

Owner of Record	Individual Name on File
Mailing Address	513 LOCUST ST, BARABOO, WI 53913-1125
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Line of Credit SUMMIT CREDIT UNION
May 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CREDIT UNION
May 27, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SUMMIT CU
Jun 23, 2020	Deed of Trust, Mortgage · Line of Credit SUMMIT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2010 · Amount on File
Deed Sale	Feb 2, 2010 · Amount on File
Deed Document Number	20103123
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUK WI
Recording Date	May 28, 2026
Property Address	513 LOCUST ST, BARABOO, WI 53913-1125
Document Number	0001290363
Instrument Date	May 18, 2026
Instrument	20261290363
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 LOCUST ST, BARABOO, WI 53913-1125

Mortgage

Document Number	0001290363,
Date	May 28, 2026
Instrument	20261290363

Lender

Name	SUMMIT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUK WI
Recording Date	May 22, 2026
Property Address	513 LOCUST ST, BARABOO, WI 53913-1125
Document Number	0001290202
Instrument Date	May 18, 2026
Instrument	20261290202
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 LOCUST ST, BARABOO, WI 53913-1125

Mortgage

Document Number	0001290202,
Date	May 22, 2026
Instrument	20261290202

Lender

Name	SUMMIT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUK WI
Property Address	513 LOCUST ST, BARABOO, WI 53913-1125
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1198417
Date	May 27, 2020
Instrument	1198417

Lender

Name	SUMMIT CU
Type	Credit Union
Address	MADISON, WI 53708

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	145 Months
Due	Jun 10, 2032

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUK WI
Property Address	513 LOCUST ST, BARABOO, WI 53913-1125
Transaction Type	Mortgage
Record Updated	Jul 14, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1200035
Date	Jun 23, 2020
Instrument	1200035

Lender

Name	SUMMIT CU
Type	Credit Union
Address	COTTAGE GROVE, WI 53527

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 513 Locust St was $1,323 with a homeowner's exemption.

Source: Sauk County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Sauk County
Municipality	West Baraboo Village
Unified School District	Baraboo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,323.00 Homeowner's exemption	$70,800 Land $30,500 Building $40,300	$106,044 Land $45,683 Building $60,361
2023	$1,139.00 Homeowner's exemption	$70,800 Land $30,500 Building $40,300	$91,232 Land $39,302 Building $51,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 513 Locust St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 513 Locust St, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARABOO WATERWORKS serves 12,703 people · EPA ID WI1570085
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	8 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile.

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