Harford County property record for 513 Kirkcaldy Way, Abingdon, MD 21009
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,280 sqft · built 2002 |
| Lot Size | 0.046 acres (2,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $262,000 (Mar 2020) |
| Tax Bill | $3,354 (2026) |
| Deeds & Mortgages | Mar 2018 Mortgage Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-328158 |
| Primary APN | 01-328158 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,280 sqft Total Area |
| Basement Area | 480 sqft |
| Finished Basement | 480 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,000 sqft (0.046 acres) |
| Garage Type | Attached |
| Garage Area | 224 sqft |
| Deck Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 328158 |
|---|---|
| Street Address | 513 KIRKCALDY WAY |
| City | ABINGDON |
| State | MD |
| Zip | 21009-2419 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3COS |
| Legal Description | LOT 91 2000 SF 513 KIRKCALDY WAY MONMOUTH MEAD P 101/97 |
| Legal Lot Number | 91 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 301202 |
513 Kirkcaldy Way, a townhouse, is owned and occupied by two individuals who bought it in March 2020.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 513 KIRKCALDY WAY, ABINGDON, MD 21009-2419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 15, 2018 | Deed of Trust, Mortgage · Commercial Mortgage BAY BANK |
| Mar 4, 2020 | Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2020 · Amount on File |
| Deed Sale | Mar 4, 2020 · Amount on File |
| Prior Sale | Dec 26, 2012 · Amount on File |
| Deed Book / Page | 13724 / 107 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 513 KIRKCALDY WAY, ABINGDON, MD 21009-2419 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0127400471 |
|---|---|
| Date | Mar 15, 2018 |
| Book Page | 12740/0471 |
| Name | BAY BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, MD 21046 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Mar 4, 2020 |
| Property Address | 513 KIRKCALDY WAY, ABINGDON, MD 21009-2419 |
| Document Number | 0137240107 |
| Book / Page | 13724 / 107 |
| Map Reference | MB 101 FO 97 |
| Instrument Date | Feb 27, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 513 KIRKCALDY WAY, ABINGDON, MD 21009-2419 |
| Document Number | 0137240114 |
|---|---|
| Date | Mar 4, 2020 |
| Book Page | 13724/114 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
The 2026 property tax bill for 513 Kirkcaldy Way was $3,354 with a homeowner's exemption, up 16.9% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,354.00 (+16.95%) Homeowner's exemption | $307,800 Land $75,000 Building $232,800 | $307,800 Land $75,000 Building $232,800 |
| 2025 | $2,868.00 Homeowner's exemption | ||
| 2023 | $250,000 Land $75,000 Building $175,000 | $250,000 Land $75,000 Building $175,000 | |
| 2022 | $2,607.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 513 Kirkcaldy Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 513 Kirkcaldy Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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