Banks County property record for 513 Harmony Church Rd, Baldwin, GA 30511
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,908 sqft · built 2004 |
| Lot Size | 8.19 acres (357,192 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $615,000 (May 2022) |
| Tax Bill | $3,957 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B34 095F |
| Primary APN | B34 095F |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,908 sqft Heated Area |
| 1st Floor Area | 1,440 sqft |
| Basement Area | 1,296 sqft |
| Finished Basement | 1,296 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 357,192 sqft (8.19 acres) |
| Garage Area | 1,760 sqft |
| Pool Area | 648 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,044 sqft |
| Shed | 1 Shed |
| Shed Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 8157 |
|---|---|
| Street Address | 513 HARMONY CHURCH RD |
| City | BALDWIN |
| State | GA |
| Zip | 30511-3548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARR |
| Legal Description | TRACT 1A PB E-22 28-143 |
| Legal Tract | 1A |
| Jurisdiction | BANKS GA |
| Township / Civil Division | BALDWIN |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 970100 |
Source: Banks County records, as of November 13, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 513 HARMONY CHURCH RD, BALDWIN, GA 30511-3548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2023 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| May 31, 2022 | Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2022 · Amount on Record |
| Deed Sale | May 31, 2022 · Amount on Record |
| Prior Sale | May 9, 2008 · Amount on Record |
| Deed Document Number | 0000529434 |
| Deed Book / Page | 529 / 434 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 513 HARMONY CHURCH RD, BALDWIN, GA 30511-3548 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 513 HARMONY CHURCH RD, BALDWIN, GA 30511-3548 |
| Document Number | 0000000543/0000000534 |
|---|---|
| Date | Apr 24, 2023 |
| Book Page | 0000000543/0000000534 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jan 1, 2063 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | May 31, 2022 |
| Property Address | 513 HARMONY CHURCH RD, BALDWIN, GA 30511-3548 |
| Document Number | 000529/434 |
| Book / Page | 529 / 434 |
| Instrument Date | May 31, 2022 |
| Instrument | 2022-000500 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 513 HARMONY CHURCH RD, BALDWIN, GA 30511-3548 |
| Document Number | 0000000529/0000000436 |
|---|---|
| Date | Jun 2, 2022 |
| Book Page | 0000000529/0000000436 |
| Name | ARVEST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
Source: Banks County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,957.00 (-2.56%) Homeowner's exemption | $216,318 (+3.94%) Land $42,277 Building $174,041 | $540,794 (+3.94%) Land $105,692 Building $435,102 |
| 2024 | $4,061.00 (+95.52%) Homeowner's exemption | $208,116 (+70.46%) Land $38,434 Building $169,682 | $520,288 (+70.46%) Land $96,084 Building $424,204 |
| 2023 | $2,077.00 (-3.17%) Homeowner's exemption | $122,090 (+%) Land $17,472 Building $104,618 | $305,223 (-) Land $43,679 Building $261,544 |
| 2022 | $2,145.00 Homeowner's exemption Senior Citizen's exemption | $122,089 Land $19,416 Building $102,673 | $305,223 Land $48,541 Building $256,682 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL · Cable in parts of the area | 10 / 1 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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