Hardin County property record for 513 Grayson St, Upton, KY 42784 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1926 |
| Square Footage | 1,508 sqft Living Area |
| Lot Size | 11,761 sqft (0.269 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $144,900 (2022) |
| Tax Bill | $1,743.00 (2025) |
Source: Hardin County records · APN 196-40-00-044
Assessment roll updated April 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 513 GRAYSON ST, UPTON, KY 42784-9459 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 22, 2022 | Deed, Transfer · Conventional Mortgage SOUTH CENTRAL BANK |
| Jul 03, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jul 03, 2017 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 22, 2022 · Amount on Record |
| Deed Sale | Apr 22, 2022 · Amount on Record |
| Prior Sale | Jul 03, 2017 · Amount on Record |
| Deed Doc Number | 0001533247 |
| Deed Book / Page | 1533 / 247 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Apr 22, 2022 |
| Property Address | 513 GRAYSON ST, UPTON, KY 42784-9459 |
| Document Number | 001533/247 |
| Book / Page | 1533 / 247 |
| Instrument Date | Apr 22, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $145.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 425 BEREA RD, 425, ELIZABETHTOWN, KY 42701-9321 |
| Name | Verified Name |
|---|---|
| Address | 513 GRAYSON ST, UPTON, KY 42784-9459 |
| Document Number | 0000243865 |
|---|---|
| Date | Apr 22, 2022 |
| Instrument | 2438/65 |
| Name | SOUTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 513 GRAYSON ST, UPTON, KY 42784-9459 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2202/1023 |
|---|---|
| Date | Jul 03, 2017 |
| Book Page | 2202/1023 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Jul 03, 2017 |
| Property Address | 513 GRAYSON ST, UPTON, KY 42784-9459 |
| Document Number | 1442/549 |
| Book / Page | 1442 / 549 |
| Instrument Date | Jun 28, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 277 PEACHTREE ST, 277, UPTON, KY 42784-9405 |
| Name | Verified Name |
|---|---|
| Address | 513 GRAYSON ST, UPTON, KY 42784-9459 |
Source: Hardin County records · Assessment roll updated April 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Upton City |
| Unified School District | Hardin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,743.00 (+100.11%) | $144,900 (-) Land $15,000 Building $129,900 | $144,900 (-) Land $15,000 Building $129,900 |
| 2023 | $144,900 Land $15,000 Building $129,900 | $144,900 Land $15,000 Building $129,900 | |
| 2021 | $871.00 |
Source: FEMA National Flood Hazard Layer, Hardin County (21093C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 196-40-00-044 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,508 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1926 |
|---|---|
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Raised Foundation |
| Lot Area | 11,761 sqft (0.269 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Area | 1,008 sqft Garage |
| Patio Area | 448 sqft Patio |
| Heating System | Central Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Street Address | 513 GRAYSON ST |
|---|---|
| City | UPTON |
| State | KY |
| Zip | 42784-9459 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DIST:05 CITY/MUNI/TWP:UPTON(CITY) |
| Jurisdiction | HARDIN KY |
| Minor Civil Division | SONORA |
| Census Blockgroup | 2 |
| Census Block | 2037 |
| Census Tract | 1602 |
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