513 Francis St, Valley, AL 36854 Property Records

Chambers County property record for 513 Francis St, Valley, AL 36854

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,324 sqft · built 1949
Lot Size	0.537 acres (23,400 sqft)
Owner	Individual Name on File
Last Sale	$98,000 (Aug 2020)
Tax Bill	$727 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-17-06-24-1-004-003.000`

Property Details

APN / Parcel Number

Primary APN	`12-17-06-24-1-004-003.000`
Alternative APNs	`1706241004003000` `454920`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,324 sqft Living Area
1st Floor Area	1,324 sqft
Basement Area	1,324 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	23,400 sqft (0.537 acres)
Lot Dimensions	195 ft deep x 120 ft wide
Garage Type	Carport
Garage Area	112 sqft
Carport	Carport
Carport Area	112 sqft
Porch	Patio
Porch Area	60 sqft
Utility Building	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	454920
Street Address	513 FRANCIS ST
City	VALLEY
State	AL
Zip	36854-4446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 9 & 10 BLOCK DF. B. TRAMMELL SUB.M.B. 3 PG. 48IN SW1/4 OF NE1/4.S24 T21N R28ECITY OF VALLEY
Legal Range	28
Legal Township	21
Legal Section	24
Legal Subdivision	F. B. TRAMMELL SUB
Legal Block	D
Legal Lot Number	9,10
Jurisdiction	CHAMBERS AL
Township / Civil Division	VALLEY
Census Block Group	4
Census Block	4013
Census Tract	954300

Owner

Source: Chambers County records · APN 12-17-06-24-1-004-003.000

Assessment roll updated May 12, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	513 FRANCIS ST, VALLEY, AL 36854-4446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Prior Sale	Aug 05, 2013 · Amount on Record
Deed Book / Page	2020 / 3437
Record Updated	Jun 08, 2026

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMBERS AL
Recording Date	Aug 31, 2020
Property Address	513 FRANCIS ST, VALLEY, AL 36854-4446
Document Number	02020/3437
Book / Page	2020 / 3437
Map Reference	MB 3 PG 48
Instrument Date	Aug 21, 2020
Transaction Type	Transfer
Record Updated	Jan 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5204 19TH AVE, 5204, VALLEY, AL 36854-3655

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 FRANCIS ST, VALLEY, AL 36854-4446

Mortgage

Document Number	0020203438
Date	Aug 31, 2020
Instrument	2020/3438

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Chambers County records · Assessment roll updated May 12, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Municipality	Valley City
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$727.00 (+6.91%)	$17,428 (+8.93%) Land $2,620 Building $14,808	$87,140 (+8.93%) Land $13,100 Building $74,040
2024	$680.00	$16,000 (-) Land $1,180 Building $14,820	$80,000 (-) Land $5,880 Building $74,120
2023	$680.00 (-8.11%)	$16,000 (-8.15%) Land $1,180 Building $14,820	$80,000 (-8.16%) Land $5,880 Building $74,120
2022	$740.00	$17,420 Land $1,180 Building $16,240	$87,110 Land $5,880 Building $81,230

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 18, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 46% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 97 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.