Upshur County property record for 513 Ford St, Gilmer, TX 75644
| Property Type | Residential |
|---|---|
| Details | 1,268 sqft · built 1975 |
| Lot Size | 0.065 acres (2,818 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,343 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | S253-S02-C11-BL17LT3EPT |
| Primary APN | S253-S02-C11-BL17LT3EPT |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,268 sqft Total Area |
| 1st Floor Area | 792 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 2,818 sqft (0.065 acres) |
| Lot Dimensions | 49 ft deep x 58 ft wide |
| Garage Type | Carport |
| Garage Area | 288 sqft |
| Carport | Carport |
| Carport Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | S253-S02-C11-BL17LT3EPT |
|---|---|
| Street Address | 513 FORD ST |
| City | GILMER |
| State | TX |
| Zip | 75644-3105 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Other |
| Legal Description | LOT 3 E PT OF, BLK 17 MITCHELL ADDN S253 (A200) .0647 ACRES & HOUSE |
| Legal Subdivision | MITCHELL ADDN |
| Legal Block | 17 |
| Legal Lot Number | 3 |
| Jurisdiction | UPSHUR TX |
| Township / Civil Division | GILMER |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 950400 |
Source: Upshur County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 513 FORD ST, GILMER, TX 75644-3105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPSHUR TX |
| Recording Date | Jul 15, 2026 |
| Property Address | 513 FORD ST, GILMER, TX 75644-3105 |
| Document Number | 0000004781 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 20264781 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 513 FORD ST, GILMER, TX 75644-3105 |
| Document Number | 0000004781, |
|---|---|
| Date | Jul 15, 2026 |
| Instrument | 20264781 |
| Name | PROSPERITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2041 |
| Rate | 5.84% |
|---|---|
| Max Rate | -1% |
Source: Upshur County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Gilmer City |
| County | Upshur County |
| Unified School District | Gilmer Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,343.00 (+145.97%) Homeowner's exemption | $86,910 (-2.46%) Land $11,270 Building $75,640 | $86,910 (-2.46%) Land $11,270 Building $75,640 |
| 2025 | $546.00 (-2.15%) Homeowner's exemption | $89,100 (+7.61%) Land $11,270 Building $77,830 | $89,100 (+7.61%) Land $11,270 Building $77,830 |
| 2023 | $82,800 Land $9,160 Building $73,640 | $82,800 Land $9,160 Building $73,640 | |
| 2022 | $558.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILMER serves 8,115 people · EPA ID TX2300002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Etex Telephone Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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