513 E Tracy St, Gulfport, MS 39503 Property Records

Harrison County property record for 513 E Tracy St, Gulfport, MS 39503

Property Summary

Property TypeSingle Family Home
Details1,446 sqft · built 1978
Owner2 Individual Names on Record
Tax Bill$1,179 (2025)
Deeds & MortgagesMar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN0908N-02-006.000

Property Details

APN / Parcel Number

Primary APN0908N-02-006.000
Alternative APN
  • 049207

Interior

Building Area1,446 sqft Adjusted Area
1st Floor Area1,064 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Patio Area400 sqft
Utility Building48 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number049207
Street Address513 E TRACY ST
CityGULFPORT
StateMS
Zip39503-3782
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 71 LESS TRIANGULAR PARCEL LOREN D HEIGHTS PHASE I
Legal Range11
Legal Township07
Legal Section11
Legal SubdivisionLOREN D HEIGHTS PHASE 1
Legal Phase1
Legal Lot Number71
JurisdictionHARRISON MS
Township / Civil Division4
Census Block Group3
Census Block3009
Census Tract3208

Owner

Source: Harrison County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12373 DESOTO TRAILS CIR, BILOXI, MS 39532-8640
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 23, 2018
Deed SaleMar 23, 2018
Deed Document Number2018-0001712-D-J1
Record UpdatedJun 8, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address513 E TRACY ST, GULFPORT, MS 39503-3782
Transaction TypeMortgage
Record UpdatedApr 30, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20180002438TJ1
DateMar 23, 2018
Instrument2018-0002438-T-J1
Lender
NameKEESLER FCU
TypeCredit Union
AddressBILOXI, MS 39531
Agreement
AmountAmount Recorded
Term181 Months
DueApr 1, 2033
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyHarrison County
MunicipalityGulfport City
Unified School DistrictHarrison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,179.00 (+4.43%)$9,901 (+21.01%)$66,004 (+21%) Land $12,000 Building $54,004
2024$1,129.00 (+15.44%)
2023$978.00 (-0.51%)$8,182$54,548 Land $12,000 Building $42,548
2022$983.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims10 (1998–2016)
Claims Outside the SFHA10 of 10
Most Recent ClaimApr 2016 · rainfall accumulation
Claims by Event
  • Hurricane Isaac, Aug 2012 · 3 claims
  • Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 79% of Mississippi
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCUA-EAST
serves 404 people · EPA ID MS0240272
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20

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