513 E Spruce Dr, Apt 1B, Palatine, IL 60074 Property Records

Cook County property record for 513 E Spruce Dr, Apt 1B, Palatine, IL 60074

Property Summary

Property Type	Condominium
Details	2 bd · 1,069 sqft · built 1982
Lot Size	1.72 acres (75,094 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (May 2025)
Tax Bill	$3,233 (2023)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Mar 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-02-400-061-1062`

Property Details

APN / Parcel Number

Primary APN	`02-02-400-061-1062`

Interior

Bedrooms	2 Beds
Total Rooms	5 Rooms
Units	12 Units
Building Area	1,069 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment
Exterior Material	Brick
Lot Area	75,094 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Baseboard
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Street Address	513 E SPRUCE DR, 1B
City	PALATINE
State	IL
Zip	60074-2328
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	(PINE) (CREEK) CONDOMINIUM SEC 02-42-10
Legal Range	10E
Legal Township	42N
Legal Section	02
Legal Subdivision	PINE CREEK CONDOMINIUM
Legal Lot Number	1-35
Jurisdiction	COOK IL
Township / Civil Division	PALATINE
Census Block Group	2
Census Block	2027
Census Tract	803608

Owner

513 E Spruce Dr, Apt 1B is owned by an individual who bought it in May 2025.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	513 E SPRUCE DR, 1B, PALATINE, IL 60074-2328
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Mar 26, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE
Sep 23, 2017	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2025 · Amount on File
Deed Sale	May 22, 2025 · Amount on File
Prior Sale	Mar 26, 2021 · Amount on File
Deed Document Number	202522152
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 17, 2022
Property Address	513 E SPRUCE DR APT 1B, 1B, PALATINE, IL 60074-2328
Document Number	0029033319
Map Reference	DOC 25781564
Instrument Date	Oct 6, 2022
Instrument	2229033319
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 E SPRUCE DR APT 1B, 1B, PALATINE, IL 60074-2328

Mortgage

Document Number	0029033320
Date	Oct 17, 2022
Instrument	2229033320

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.37%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 26, 2021
Property Address	513 E SPRUCE DR APT 1B, 1B, PALATINE, IL 60074-2328
Document Number	0008520325
Map Reference	DOC 25781564
Instrument Date	Feb 23, 2021
Instrument	2108520325
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$118.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	660 MCHENRY RD, WHEELING, IL 60090-9220

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	513 E SPRUCE DR APT 1B, 1B, PALATINE, IL 60074-2328
Document Number	1727657012
Instrument Date	Sep 23, 2017
Transaction Type	Mortgage
Record Updated	Oct 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 W RIDGE TRL PALATINE IL 600672433, PALATINE, IL 60067-2433

Mortgage

Document Number	1727657012
Date	Oct 3, 2017
Instrument	27657012

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Palatine Township
Municipality	Palatine Village
Elementary School District	Palatine Community Consolidated School District 15 (PK - 08)
Secondary School District	Township High School District 211 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$15,145 Land $333 Building $14,812	$151,450 Land $3,330 Building $148,120
2023	$3,233.00 (+3.39%)
2022	$3,127.00	$10,921 Land $288 Building $10,633	$109,210 Land $2,880 Building $106,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 513 E Spruce Dr, Apt 1B in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2013)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 513 E Spruce Dr, Apt 1B is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALATINE serves 70,875 people · EPA ID IL0312340
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Feb 2026
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Verizon.

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