513 E Oak St, Oakland, MD 21550 Property Records

Garrett County property record for 513 E Oak St, Oakland, MD 21550

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,328 sqft · built 1920
Lot Size	0.179 acres (7,840 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Apr 2022)
Tax Bill	$1,648 (2023)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-004360`

Property Details

APN / Parcel Number

Primary APN	`17-004360`
Alternative APN	`004360`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,328 sqft Total Area
1st Floor Area	776 sqft

Exterior

Year Built	Built 1920
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Metal
Lot Area	7,840 sqft (0.179 acres)
Porch	Open Porch
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	004360
Street Address	513 E OAK ST
City	OAKLAND
State	MD
Zip	21550-1610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	0.18 AC 513 E OAK ST OAKLAND
Legal Subdivision	BRANTS ADD
Legal Lot Number	2
Jurisdiction	GARRETT MD
Township / Civil Division	7, EAST OAKLAND
Census Block Group	2
Census Block	2055
Census Tract	601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Oakland Historic District listed 1984 · 175 contributing resources · NRIS 84001798

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Garrett County records, as of September 20, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	513 E OAK ST, OAKLAND, MD 21550-1610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed, Transfer · Conventional Mortgage CLEAR MOUNTAIN BANK
Jun 7, 2019	Grant Deed, Transfer KARIHOLLOW LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2022 · Amount on Record
Deed Sale	Apr 25, 2022 · Amount on Record
Prior Sale	Jun 7, 2019 · Amount on Record
Deed Document Number	0000241192
Deed Book / Page	2411 / 92
Record Updated	Jun 7, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Apr 25, 2022
Property Address	513 E OAK ST, OAKLAND, MD 21550-1610
Document Number	0024110092
Book / Page	2411 / 92
Instrument Date	Apr 19, 2022
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	DEEP CRK TITLE GROUP LLC, DEEP CREEK TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024110096
Date	Apr 25, 2022
Instrument	2411-0096

Lender

Name	CLEAR MOUNTAIN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GARRETT MD
Recording Date	Jun 7, 2019
Property Address	513 E OAK ST, OAKLAND, MD 21550-1610
Document Number	0021360094
Book / Page	002136 / 000094
Instrument Date	May 30, 2019
Transaction Type	Transfer
Record Updated	Jun 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	513 E OAK ST OAKLAND MD 215501610, OAKLAND, MD 21550-1610

Mortgage

Document Number	21360099
Date	Jun 7, 2019
Book Page	002136/000099

Lender

Name	KARIHOLLOW LLC

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Municipality	Oakland Town
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,648.00	$108,867	$135,800 Land $16,700 Building $119,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAKLAND serves 1,850 people · EPA ID MD0110008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Pogozone powered by Neubeam Fixed Wireless	300 / 40
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: Mountain Communications.

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