513 E Main St, Clayton, IL 62324 Property Records

Adams County property record for 513 E Main St, Clayton, IL 62324 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.39 acres (17,138 sqft)
Owner	Individual Name on File
Tax Bill	$647 (2024)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010066200000`

Property Details

APN / Parcel Number

Primary APN	`010066200000`

Exterior

Lot Area	17,138 sqft (0.39 acres)

Location & Zoning

Street Address	513 E MAIN ST
City	CLAYTON
State	IL
Zip	62324-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 35 1N5W LOT 3 THOMAS SURVEY N 1/2 LOT 3
Legal Range	05W
Legal Township	01N
Legal Section	35
Legal Subdivision	MICHAEL THOMAS
Legal Lot Number	3
Jurisdiction	ADAMS IL
Township / Civil Division	CLAYTON
Census Block Group	4
Census Block	4034
Census Tract	10200

Owner

Source: Adams County records · APN 010066200000

Assessment roll updated May 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	513 E MAIN ST, CLAYTON, IL 62324-1509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Property Address	513 E MAIN ST, CLAYTON, IL 62324-1509
Transaction Type	Mortgage
Record Updated	Aug 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R05203
Date	Jul 15, 2022
Instrument	2022R-05203

Lender

Name	FIRST BANKERS TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Jul 31, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Adams County records · Assessment roll updated May 4, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Adams County
County Subdivision	Clayton Township
Municipality	Clayton Village
Unified School District	Central CUSD 3 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$15,580 (+4.92%) Land $3,010 Building $12,570	$46,740 (+4.92%) Land $9,030 Building $37,710
2024	$647.00 (+8.19%)
2022		$14,850 Land $2,470 Building $12,380	$44,550 Land $7,410 Building $37,140
2021	$598.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Adams County (17001C), updated July 23, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.