513 E Liberty St, Salisbury, NC 28144 Property Records

Rowan County property record for 513 E Liberty St, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,052 sqft · built 1991
Lot Size	0.218 acres (9,496 sqft)
Owner	Individual Name on File
Last Sale	$187,500 (Apr 2024)
Tax Bill	$1,897 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016 088`

Property Details

APN / Parcel Number

Primary APN	`016 088`
Alternative APN	`536840000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,052 sqft Living Area
1st Floor Area	832 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Lot Area	9,496 sqft (0.218 acres)
Lot Dimensions	19 ft deep x 5 ft wide
Porch	Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	513 E LIBERTY ST
City	SALISBURY
State	NC
Zip	28144-5160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L5
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1025
Census Tract	50201

Owner

513 E Liberty St is owned and occupied by an individual who bought it in April 2024.

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	513 E LIBERTY ST, SALISBURY, NC 28144-5160
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 12, 2022	Warranty Deed, Transfer · Seller Carry-Back LARRY K STIREWALT ETUX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2024 · Amount on File
Deed Sale	Apr 25, 2024 · Amount on File
Prior Sale	Dec 1, 1987 · Amount on File
Deed Book / Page	1441 / 87
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Apr 25, 2024
Property Address	513 E LIBERTY ST, SALISBURY, NC 28144-5160
Document Number	0014410087
Book / Page	1441 / 87
Instrument Date	Apr 25, 2024
Transaction Type	Subdivision Related Transfer
Record Updated	May 9, 2024
Title Company	EXECUTIVE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	375 BARBER RD, GOLD HILL, NC 28071-6613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 E LIBERTY ST, SALISBURY, NC 28144-5160

Mortgage

Document Number	0014410088
Date	Apr 25, 2024
Book Page	1441/88

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 12, 2022
Property Address	513 E LIBERTY ST, SALISBURY, NC 28144-5160
Document Number	0014110743
Book / Page	1411 / 743
Instrument Date	Aug 24, 2022
Transaction Type	Transfer
Record Updated	Oct 25, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1255 STIREWALT RD, 1255, CHINA GROVE, NC 28023-7704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 BARBER RD, GOLD HILL, NC 28071-6613

Mortgage

Document Number	0001411744
Date	Oct 12, 2022
Instrument	1411/744

Lender

Name	LARRY K STIREWALT ETUX
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 513 E Liberty St was $1,897.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,897.00	$158,642 Land $14,094 Building $144,548	$158,642 Land $14,094 Building $144,548
2023	$1,171.00	$97,984 Land $14,094 Building $83,890	$97,984 Land $14,094 Building $83,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 513 E Liberty St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 513 E Liberty St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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