Cleveland County property record for 513 E Frank St, Norman, OK 73071
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,008 sqft · built 1930 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $119,000 (May 2019) |
| Tax Bill | $1,736 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit May 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NC29HGHSC 4 21001 |
| Primary APN | NC29HGHSC 4 21001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Carport |
| Garage Area | 364 sqft |
| Carport | Carport |
| Porch | Porch |
| Porch Area | 376 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 35863 |
|---|---|
| Old Parcel Number | 35863 |
| Street Address | 513 E FRANK ST |
| City | NORMAN |
| State | OK |
| Zip | 73071-6036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HIGHSCHOOL LOTS 21-22 BLK 4 |
| Legal Range | 02W |
| Legal Township | 09N |
| Legal Section | 29 |
| Legal Quarter | NW |
| Legal Subdivision | HIGHSCHOOL (NORMAN) |
| Legal Block | 4 |
| Legal Lot Number | 21,22 22 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 200200 |
Source: Cleveland County assessment roll, as of October 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 513 E FRANK ST, NORMAN, OK 73071-6036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 25, 2023 | Deed of Trust, Mortgage · Line of Credit THE SECURITY NATIONAL BANK OF ENID |
| May 30, 2019 | Warranty Deed, Transfer · FHA Mortgage FIRST UNITED BK |
| Oct 15, 2018 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 30, 2019 · Amount on Record |
| Deed Sale | May 30, 2019 · Amount on Record |
| Prior Sale | Oct 15, 2018 · Amount on Record |
| Deed Document Number | R 2019 15763 |
| Deed Book / Page | 5925 / 1477 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 513 E FRANK ST, NORMAN, OK 73071-6036 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | R202320067 |
|---|---|
| Date | Jul 25, 2023 |
| Book Page | 6572/649 |
| Instrument | R 2023 20067 |
| Name | THE SECURITY NATIONAL BANK OF ENID |
|---|---|
| Type | Bank |
| Address | ENID, OK 73701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 71 Months |
| Due | Jun 26, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | May 30, 2019 |
| Property Address | 513 E FRANK ST, NORMAN, OK 73071-6036 |
| Document Number | 0000015763 |
| Book / Page | 005925 / 001477 |
| Instrument Date | May 23, 2019 |
| Instrument | 15763 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2019 |
| Title Company | LINCOLN TITLE COMPANY, LINCOLN TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $178.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 513 E FRANK ST NORMAN OK 730716036, NORMAN, OK 73071-6036 |
| Document Number | 15764 |
|---|---|
| Date | May 30, 2019 |
| Book Page | 005925/001479 |
| Instrument | 15764 |
| Name | FIRST UNITED BK |
|---|---|
| Type | Bank |
| Address | DURANT, OK 74701 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 29, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Oct 15, 2018 |
| Property Address | 513 E FRANK ST, NORMAN, OK 73071-6036 |
| Document Number | 0000032926 |
| Book / Page | 005855 / 000098 |
| Instrument Date | Oct 5, 2018 |
| Instrument | 32926 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $102.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1723 WILSHIRE AVE NORMAN OK 730726046, NORMAN, OK 73072-6046 |
Source: Cleveland County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,736.00 (+17.62%) Homeowner's exemption | $15,464 (+16.35%) Land $3,577 Building $11,887 | $152,872 (+38.01%) Land $35,367 Building $117,505 |
| 2023 | $1,476.00 Homeowner's exemption | $13,291 Land $1,440 Building $11,851 | $110,766 Land $12,000 Building $98,766 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (2007–2015) |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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