513 Cypress St, Lumberton, NC 28358 Property Records

Robeson County property record for 513 Cypress St, Lumberton, NC 28358

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 1957
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Apr 2023)
Tax Bill	$1,037 (2026)
Deeds & Mortgages	Apr 2023 Mortgage Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`324703044`

Property Details

APN / Parcel Number

Primary APN	`324703044`
Alternative APNs	`11001240` `1226910`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,620 sqft Finished Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Crossed Walls
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	108 ft deep x 81 ft wide
Porch	Slab

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	1226910
Street Address	513 CYPRESS ST
City	LUMBERTON
State	NC
Zip	28358-6713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M1
Legal Description	LTS VALLEYVIEW SD
Legal Subdivision	SPEROS
Jurisdiction	ROBESON NC
Township / Civil Division	LUMBERTON
Census Block Group	2
Census Block	2027
Census Tract	961100

Owner

Source: Robeson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	513 CYPRESS ST, LUMBERTON, NC 28358-6713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage RAPID MORTGAGE COMPANY
Apr 28, 2023	Warranty Deed, Transfer · FHA Mortgage RAPID MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2023 · Amount on Record
Deed Sale	Apr 28, 2023 · Amount on Record
Deed Document Number	20234057
Deed Book / Page	2400 / 862
Prior Transfer Date	Feb 17, 2009
Prior Transfer Doc	D1708/025
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBESON NC
Property Address	513 CYPRESS ST, LUMBERTON, NC 28358-6713
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 CYPRESS ST, LUMBERTON, NC 28358-6713

Mortgage

Document Number	002400/875
Date	Apr 28, 2023
Book Page	2400/875
Instrument	2023004059

Lender

Name	RAPID MORTGAGE COMPANY
Type	Mortgage Company
Address	CINCINNATI, OH 45255

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROBESON NC
Recording Date	Apr 28, 2023
Property Address	513 CYPRESS ST, LUMBERTON, NC 28358-6713
Document Number	002400/862
Book / Page	2400 / 862
Map Reference	MB 12 PG 102
Instrument Date	Apr 27, 2023
Instrument	2023004057
Transaction Type	Transfer
Record Updated	May 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6680 S CREEK RD, ORRUM, NC 28369-9646

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	513 CYPRESS ST, LUMBERTON, NC 28358-6713

Mortgage

Document Number	002400/865
Date	Apr 28, 2023
Book Page	2400/865
Instrument	2023004058

Lender

Name	RAPID MORTGAGE COMPANY
Type	Mortgage Company
Address	CINCINNATI, OH 45255

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Robeson County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Robeson County
Municipality	Lumberton City
Unified School District	Robeson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,037.00	$127,700 (-) Land $8,300 Building $119,400	$127,700 (-) Land $8,300 Building $119,400
2025	$1,037.00 (+120.17%)	$127,700 (+108.66%) Land $8,300 Building $119,400	$127,700 (+108.66%) Land $8,300 Building $119,400
2023	$471.00	$61,200 (-) Land $7,500 Building $53,700	$61,200 (-) Land $7,500 Building $53,700
2022	$471.00	$61,200 Land $7,500 Building $53,700	$61,200 Land $7,500 Building $53,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2016–2024)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LUMBERTON serves 24,460 people · EPA ID NC0378010
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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