Hillsborough County property record for 513 Cullaro Ln, Lutz, FL 33549
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,698 sqft · built 2002 |
| Lot Size | 1 acres (43,853 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (Aug 2017) |
| Tax Bill | $5,013 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013716-0508 |
| Primary APN | 013716-0508 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,698 sqft Living Area |
| Gross Area | 4,222 sqft |
| 1st Floor Area | 2,698 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,853 sqft |
| Lot Dimensions | 281 ft deep x 153 ft wide |
| Garage Type | Attached |
| Garage Area | 756 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 352 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0137160508 |
|---|---|
| Street Address | 513 CULLARO LN |
| City | LUTZ |
| State | FL |
| Zip | 33549-4375 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ASC-1 |
| Legal Description | J J CULLARO ACRES LOT 4 AND AN UNDIV INT IN PARCEL A |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 12 |
| Legal Subdivision | J J CULLARO ACRES |
| Legal Tract | JC |
| Legal Lot Number | 4 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | TAMPA |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 11005 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 513 CULLARO LN, LUTZ, FL 33549-4375 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2021 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Aug 12, 2020 | Deed of Trust, Mortgage · Conventional with PMI NFM LNDG |
| Aug 22, 2017 | Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2017 · Amount on Record |
| Deed Sale | Aug 22, 2017 · Amount on Record |
| Prior Sale | Jan 23, 1998 · Amount on Record |
| Deed Document Number | 2017332334 |
| Deed Book / Page | 25181 / 1584 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 513 CULLARO LN, LUTZ, FL 33549-4375 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021482988 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 2021482988 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 25, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 513 CULLARO LN, LUTZ, FL 33549-4375 |
| Document Number | 0000347338 |
| Instrument Date | Aug 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 513 CULLARO LN LUTZ FL 335494375, LUTZ, FL 33549-4375 |
| Document Number | 0000347338 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 347338 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Aug 22, 2017 |
| Property Address | 513 CULLARO LN, LUTZ, FL 33549-4375 |
| Document Number | 0251811584 |
| Book / Page | 025181 / 001584 |
| Instrument Date | Aug 22, 2017 |
| Instrument | 332334 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,205.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4130 HARBOR LAKE DR LUTZ FL 335589703, LUTZ, FL 33558-9703 |
| Document Number | 251811586 |
|---|---|
| Date | Aug 22, 2017 |
| Book Page | 025181/001586 |
| Instrument | 332335 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 21, 2047 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $291,398 (+2.7%) | $584,279 (-0.89%) Land $205,489 Building $378,790 | |
| 2025 | $5,013.00 (+12.78%) Homeowner's exemption | $283,737 (+5.99%) | $589,545 (+16.29%) Land $205,489 Building $384,056 |
| 2023 | $4,445.00 (+27.22%) Homeowner's exemption | $267,710 (+23.39%) | $506,943 (+20.26%) Land $164,391 Building $342,552 |
| 2022 | $3,494.00 Homeowner's exemption | $216,958 | $421,530 Land $123,293 Building $298,237 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 9 (1979–2024) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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