513 Cristfield Rd, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 513 Cristfield Rd, Chesapeake, VA 23320

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,905 sqft · built 2016
Lot Size	0.038 acres (1,685 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (Jun 2026)
Tax Bill	$3,890 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2026 Construction Loan
APN	`0491013000141`

Property Details

APN / Parcel Number

Primary APN	`0491013000141`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,905 sqft Living Area
1st Floor Area	945 sqft
Upper Floors Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,685 sqft (0.038 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	67 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	513 CRISTFIELD RD
City	CHESAPEAKE
State	VA
Zip	23320-3399
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R10: RESID
Legal Description	UNIT 513 HAILEYS COVE CARRIAGE HOMES CONDO PH 7
Legal Subdivision	HAILEYS COVE & SNOWBERRY LANE
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	5
Census Block	5016
Census Tract	20804

Owner

Source: Chesapeake City records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	513 CRISTFIELD RD, CHESAPEAKE, VA 23320-3399
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed, Transfer · FHA Mortgage ATLANTIC COAST MORTGAGE GROUP INC
May 4, 2026	Deed of Trust, Mortgage · Construction Mortgage FIRST BANK AND TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2026 · Amount on Record
Deed Sale	Jun 16, 2026 · Amount on Record
Prior Sale	Dec 21, 2016 · Amount on Record
Deed Document Number	202615444
Deed Book / Page	10990 / 1920
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 16, 2026
Property Address	513 CRISTFIELD RD, CHESAPEAKE, VA 23320-3399
Document Number	0000015444
Book / Page	10990 / 1920
Instrument Date	Jun 12, 2026
Instrument	202615444
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44,945.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 CRISTFIELD RD, CHESAPEAKE, VA 23320-3399

Mortgage

Document Number	0000015445,
Date	Jun 16, 2026
Instrument	202615445

Lender

Name	ATLANTIC COAST MORTGAGE GROUP INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 4, 2026
Property Address	513 CRISTFIELD RD, CHESAPEAKE, VA 23320-3399
Document Number	0000011284
Book / Page	10974 / 1675
Instrument Date	Apr 24, 2026
Instrument	202611284
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 CRISTFIELD RD, CHESAPEAKE, VA 23320-3399
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011284,
Date	May 4, 2026
Book Page	10974/1675
Instrument	202611284

Lender

Name	FIRST BANK AND TRUST COMPANY

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 29, 2027

Interest

Rate Type	Balloon
Rate	6.38%
Initial Type	Balloon
Max Rate	-1%

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,890.00 (-0.15%)	$385,100 (+0.36%) Land $130,000 Building $255,100	$385,100 (+0.36%) Land $130,000 Building $255,100
2024	$3,896.00 (+20.92%)
2023		$383,700 (+6.67%) Land $125,000 Building $258,700	$383,700 (+6.67%) Land $125,000 Building $258,700
2022		$359,700 Land $105,000 Building $254,700	$359,700 Land $105,000 Building $254,700
2019	$3,222.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 100 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	102 units insured incl. 2 condo units
Nearby Flood Claims	2 (2011–2016)
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 84% of Virginia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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