513 Commerce St, Wolfe City, TX 75496 Property Records

Hunt County property record for 513 Commerce St, Wolfe City, TX 75496

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,736 sqft · built 1940
Lot Size	0.632 acres (27,530 sqft)
Owner	2 Individual Names on File
Last Sale	$62,400 (Sep 2018)
Tax Bill	$4,112 (2025)
Deeds & Mortgages	May 2022 Line of Credit Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4430-1180-0010-62`

Property Details

APN / Parcel Number

Primary APN	`4430-1180-0010-62`
Alternative APNs	`R119231` `119231`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,736 sqft Living Area
Gross Area	2,112 sqft
1st Floor Area	1,736 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Wood
Foundation Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,530 sqft (0.632 acres)
Lot Dimensions	207 ft deep x 133 ft wide
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Parking Spaces	4 Parking Spaces
Porch	Screened Porch
Porch Area	808 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	513 COMMERCE ST
City	WOLFE CITY
State	TX
Zip	75496-3117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S4430 ORIG TOWN OF WOLFE CITY BLK 118 LOT 1 ACRES .632
Legal Subdivision	ORIG TOWN OF WOLFE CITY
Legal Block	118
Legal Lot Number	1
Jurisdiction	HUNT TX
Township / Civil Division	WOLFE CITY
Census Block Group	1
Census Block	1039
Census Tract	960200

Owner

513 Commerce St is owned and occupied by two individuals who bought it in September 2018.

Source: Hunt County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	513 COMMERCE ST, WOLFE CITY, TX 75496-3117
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Deed of Trust, Mortgage · Line of Credit ROYAL UNITED MORTGAGE LLC
Sep 5, 2018	Vendor's Lien, Transfer AMCAP MORTGAGE LTD
Mar 6, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2018 · Amount on File
Deed Sale	Sep 5, 2018 · Amount on File
Deed Document Number	201813496
Prior Transfer Date	Aug 17, 2018
Prior Transfer Doc	0000013496
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	513 COMMERCE ST, WOLFE CITY, TX 75496-3117
Transaction Type	Mortgage
Record Updated	May 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010177
Date	May 2, 2022
Instrument	2022-10177

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Sep 5, 2018
Property Address	513 COMMERCE ST, WOLFE CITY, TX 75496-3117
Document Number	0000013496
Map Reference	DOC2017-2846
Instrument Date	Aug 17, 2018
Instrument	2018-13496
Transaction Type	Transfer
Record Updated	Aug 27, 2021
Title Company	KINCY ABSTRACT & SABINE TITL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 S MILL ST # 101, 101, WOLFE CITY, TX 75496-3039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 COMMERCE ST, WOLFE CITY, TX 75496-3117

Mortgage

Document Number	0000013497
Date	Sep 5, 2018
Instrument	2018-13497

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	Mar 6, 2017
Property Address	513 COMMERCE ST, WOLFE CITY, TX 75496-3117
Document Number	0000002846
Instrument Date	Feb 16, 2017
Instrument	2846
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6844 STATE HIGHWAY 34 N WOLFE CITY TX 754962951, WOLFE CITY, TX 75496-2951

Tax Assessment & Valuation

The 2025 property tax bill for 513 Commerce St was $4,112, up 144.9% from the year before.

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Municipality	Wolfe City
Unified School District	Wolfe City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,112.00 (+144.91%)	$204,460 Land $48,450 Building $156,010	$204,460 Land $48,450 Building $156,010
2024	$1,679.00
2023		$173,080 Land $39,090 Building $133,990	$173,080 Land $39,090 Building $133,990
2022	$2,060.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 513 Commerce St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2017–2018)
Most Recent Claim	Mar 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 513 Commerce St is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WOLFE CITY serves 1,398 people · EPA ID TX1160005
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Sep 2023
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: 360 Broadband, AT&T.

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