Ocean County and Jackson Township property record for 513 Cobain Rd, Jackson, NJ 08527
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,552 sqft · built 2007 |
| Lot Size | 1.11 acres (48,352 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $587,171 (Jul 2008) |
| Tax Bill | $13,146 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Jan 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03601-0000-00018 |
| Primary APN | 12-03601-0000-00018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,552 sqft Living Area |
| Gross Area | 5,515 sqft |
| Basement Area | 1,963 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asbestos |
| Lot Area | 48,352 sqft |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Old Parcel Number | 1200096010000608 |
|---|---|
| Street Address | 513 COBAIN RD |
| City | JACKSON |
| State | NJ |
| Zip | 08527-4896 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 1.11 AC |
| Legal Subdivision | PRELIMINARY & FINAL DIAMOND RO |
| Legal Block | 3601 |
| Legal Lot Number | 18 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 717200 |
Source: Ocean County and Jackson Township records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 513 COBAIN RD, JACKSON, NJ 08527-4896 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 9, 2026 | Deed of Trust, Mortgage · Line of Credit AFFINITY FEDERAL CREDIT UNION |
| Jan 4, 2023 | Deed of Trust, Mortgage · SBA Mortgage PNC BANK NA |
| Nov 3, 2022 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| Dec 20, 2018 | Deed of Trust, Mortgage · ARM AFFINITY FCU |
| May 30, 2019 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| Aug 19, 2020 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| Jul 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2008 · Amount on File |
| Deed Sale | Jul 22, 2008 · Amount on File |
| Prior Sale | Jan 25, 2008 · Amount on File |
| Deed Document Number | 200879611 |
| Deed Book / Page | 14070 / 914 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Oct 9, 2026 |
| Property Address | 513 COBAIN RD, JACKSON, NJ 08527-4896 |
| Document Number | 0000082114 |
| Book / Page | 20526 / 696 |
| Instrument Date | Sep 26, 2026 |
| Instrument | 202682114 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSU |
| Name | Verified Name |
|---|---|
| Address | 513 COBAIN RD, JACKSON, NJ 08527-4896 |
| Document Number | 0000082114, |
|---|---|
| Date | Oct 9, 2026 |
| Book Page | 20526/696 |
| Instrument | 202682114 |
| Name | AFFINITY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 513 COBAIN RD, JACKSON, NJ 08527-4896 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 513 COBAIN RD, JACKSON, NJ 08527-4896 |
| Document Number | 0192661766 |
|---|---|
| Date | Jan 4, 2023 |
| Book Page | 19266/1766 |
| Instrument | 2023000503 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 513 COBAIN RD, JACKSON, NJ 08527-4896 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2022 |
| Title Company | UNITED GENERAL TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0192141625 |
|---|---|
| Date | Nov 3, 2022 |
| Book Page | 19214/1625 |
| Instrument | 2022115588 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 2, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 513 COBAIN RD, JACKSON, NJ 08527-4896 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0173360924 |
|---|---|
| Date | Dec 20, 2018 |
| Book Page | 17336/0924 |
| Instrument | 2018124835 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | FLORHAM PARK, NJ 07932 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Dec 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 513 COBAIN RD, JACKSON, NJ 08527-4896 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | UNIVERSAL SETMNT SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0174861483 |
|---|---|
| Date | May 30, 2019 |
| Book Page | 17486/1483 |
| Instrument | 2019050330 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 513 COBAIN RD, JACKSON, NJ 08527-4896 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | UNIVERSAL SETMNT SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0180160351 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 18016/351 |
| Instrument | 2020089966 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 3, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 513 COBAIN RD, JACKSON, NJ 08527-4896 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0179511408 |
|---|---|
| Date | Jul 6, 2020 |
| Book Page | 17951/1408 |
| Instrument | 2020068946 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2040 |
Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Jackson Township |
| Unified School District | Jackson Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $907,900 (-) Land $283,300 Building $624,600 | $907,900 (-) Land $283,300 Building $624,600 | |
| 2025 | $13,146.00 (-1.52%) | $907,900 (+81.73%) Land $283,300 Building $624,600 | $907,900 (+81.73%) Land $283,300 Building $624,600 |
| 2024 | $13,349.00 (+5.74%) | ||
| 2023 | $499,600 Land $102,100 Building $397,500 | $499,600 Land $102,100 Building $397,500 | |
| 2022 | $12,624.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 66% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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